Reply
 
Thread Tools Search this Thread
 
Old 22 September 2013, 12:38   #1
Member
 
henryfreston's Avatar
 
Country: UK - England
Town: Thornbury
Make: Avon Searider 4m
Length: 4m +
Engine: 50hp tohatsu tldi
Join Date: Sep 2012
Posts: 648
Best first car for towing...

I am 17 in 10 months time, praise the lord

Need to start about getting a car so it is all ready for when I am driving (if it needs work)

What would be the best first car for the use of launching the boat? I launch at oxwich beach (hard sand and with slipway at high water). Obviously it is going to get completely ruined by the salt water and air so i am not looking for anything fancy. I don't get the car wet in anyway i just bring it down to the waters edge and launch by hand.

For insurance purposes it has to be 1.25L and under.

cheers
__________________

__________________
henryfreston is offline   Reply With Quote
Old 22 September 2013, 12:50   #2
Member
 
Country: UK - England
Town: Southampton
Boat name: Ginger
Make: Avon SR4
Length: 4m +
Engine: 30hp yamaha
Join Date: Jun 2010
Posts: 226
suzuki jimny? they have little engines, are cheap and would probably tow something small ok? highly rated 4x4 systems on them too so sand would be fine
__________________

__________________
rik_elliott is offline   Reply With Quote
Old 22 September 2013, 12:51   #3
Member
 
Landlockedpirate's Avatar
 
Country: UK - England
Town: St Helens
Boat name: Wine Down
Make: Maxum
Length: 8m +
Engine: Inboard
Join Date: Apr 2012
Posts: 934
Good luck, just going through a similar process with my daughter. The first few quotes were scary Jimny was on our list to, but its a 1.3 and it makes a massive difference on the insurance.

I have managed to get a decent deal on a classic Landrover through Adrian Flux. Its not trendy or fast but she loves it
__________________
Landlockedpirate is offline   Reply With Quote
Old 22 September 2013, 13:23   #4
Member
 
Country: UK - Wales
Town: North wales
Make: Europa Sport
Length: 3m +
Engine: Johnson 25
Join Date: Jul 2013
Posts: 245
Fancy buying a 1.4 golf.
Winter tyres all round and seems to cope ok with slipways towing a sib

Sent from my Galaxy Nexus using Rib.net
__________________
rossymtb is offline   Reply With Quote
Old 22 September 2013, 13:37   #5
Member
 
henryfreston's Avatar
 
Country: UK - England
Town: Thornbury
Make: Avon Searider 4m
Length: 4m +
Engine: 50hp tohatsu tldi
Join Date: Sep 2012
Posts: 648
Quote:
Originally Posted by Landlockedpirate View Post
Good luck, just going through a similar process with my daughter. The first few quotes were scary Jimny was on our list to, but its a 1.3 and it makes a massive difference on the insurance.

I have managed to get a decent deal on a classic Landrover through Adrian Flux. Its not trendy or fast but she loves it
what landrover is that then, they do a 1.2?!?

cheers
__________________
henryfreston is offline   Reply With Quote
Old 22 September 2013, 13:43   #6
Member
 
Landlockedpirate's Avatar
 
Country: UK - England
Town: St Helens
Boat name: Wine Down
Make: Maxum
Length: 8m +
Engine: Inboard
Join Date: Apr 2012
Posts: 934
Quote:
Originally Posted by henryfreston View Post
what landrover is that then, they do a 1.2?!?

cheers
No its a Series 3 SWB with a 2.25 petrol. Its on a cherished policy with limited mileage, its the same price as a 1.0 Micra.
__________________
Landlockedpirate is offline   Reply With Quote
Old 22 September 2013, 14:11   #7
Member
 
Country: UK - England
Town: Winchester
Boat name: The Bandit
Make: Ribtec 535
Length: 5m +
Engine: Yamaha 90 2-Stroke
Join Date: May 2009
Posts: 523
Don't you have to take a towing test these days???

Is there an age limit to that? Bet there is.
__________________
Ribtecer is offline   Reply With Quote
Old 22 September 2013, 14:28   #8
Member
 
Country: UK - England
Boat name: llyn raider
Make: xs
Length: 7m +
Engine: 1 200hp merc
Join Date: Nov 2006
Posts: 211
I had a landrover discovery 1 insured by the NFU for my first car
__________________
andyxs is offline   Reply With Quote
Old 22 September 2013, 14:29   #9
Member
 
Country: UK - England
Boat name: llyn raider
Make: xs
Length: 7m +
Engine: 1 200hp merc
Join Date: Nov 2006
Posts: 211
it was 7 years ago though.
__________________
andyxs is offline   Reply With Quote
Old 22 September 2013, 15:59   #10
Member
 
henryfreston's Avatar
 
Country: UK - England
Town: Thornbury
Make: Avon Searider 4m
Length: 4m +
Engine: 50hp tohatsu tldi
Join Date: Sep 2012
Posts: 648
Thanks for the replies, that suzuki looks like it might fit the bill. As I will hopefully be going off with the navy when I have finished uni, there is no point in paying a huge amount of money for my own insurance policy for a no claims, so it would just go under my dad's policy, how much do you think it would be to insure that way?
__________________
henryfreston is offline   Reply With Quote
Old 22 September 2013, 16:08   #11
Member
 
Country: UK - England
Town: Dorset & Hants
Boat name: Streaker/Orange
Make: Avon/Ribcraft
Length: 4m +
Engine: 50Yam/25 Mariner
Join Date: Apr 2007
Posts: 5,551
Quote:
Originally Posted by henryfreston View Post
so it would just go under my dad's policy, how much do you think it would be to insure that way?
If you're the main user and you're not telling the insurer...allowing them to think your dad is the main user....it's known as 'fronting'..and makes your policy pointless...and you driving under it potentially illegal.

Just a word of warning as its heavily frowned upon by insurers and could leave you and dad in a world of trouble.

I love those little Suzukis though :-)
__________________
PeterM is offline   Reply With Quote
Old 22 September 2013, 16:15   #12
Member
 
Landlockedpirate's Avatar
 
Country: UK - England
Town: St Helens
Boat name: Wine Down
Make: Maxum
Length: 8m +
Engine: Inboard
Join Date: Apr 2012
Posts: 934
Quote:
Originally Posted by PeterM View Post
If you're the main user and you're not telling the insurer...allowing them to think your dad is the main user....it's known as 'fronting'..and makes your policy pointless...and you driving under it potentially illegal.

Just a word of warning as its heavily frowned upon by insurers and could leave you and dad in a world of trouble.

I love those little Suzukis though :-)
+1

And it would still be over 2k !
__________________
Landlockedpirate is offline   Reply With Quote
Old 22 September 2013, 16:38   #13
Member
 
Country: UK - Wales
Town: North wales
Make: Europa Sport
Length: 3m +
Engine: Johnson 25
Join Date: Jul 2013
Posts: 245
Don't go under someone else. It is fronting the insurance and you can end up in a mess trust me. As my mate has now found out, you also dont build up any NCB

Just done some insurance comparison for a few different vehicles.

Series 3 88 model 630
Golf mk4 1.4 820
Freelander 1050
Sierra xr4x4 1195
__________________
rossymtb is offline   Reply With Quote
Old 22 September 2013, 16:43   #14
Member
 
Country: UK - Wales
Town: North wales
Make: Europa Sport
Length: 3m +
Engine: Johnson 25
Join Date: Jul 2013
Posts: 245
1. Driving licence rules and what you can tow
The rules on what you can tow are different depending on when you passed your driving test.

Licences issued from 19 January 2013
From 19 January 2013, drivers passing a category B (car and small vehicle) test can tow:

small trailers weighing no more than 750kg
trailers weighing more than 750kg, where the combined weight of the towing vehicle and the trailer isn’t more than 3,500kg
If you want to tow a trailer weighing more than 750kg, when the combined weight of the towing vehicle and trailer is more than 3,500kg, you’ll have to pass a further test and get B+E entitlement on your licence.

You’ll then be able to tow trailers up to 3,500kg.

Licences held from 1 January 1997
If you passed your driving test after 1 January 1997 and have an ordinary category B (car) licence, you can drive either:

a vehicle up to 3.5 tonnes or 3,500 kilograms (kg) Maximum Authorised Mass (MAM) towing a trailer of up to 750kg MAM (with a combined weight of up to 4,250kg in total)
a trailer over 750kg MAM as long as it is no more than the unladen or ‘kerb’ weight of the towing vehicle (with a combined weight of up to 3,500kg in total)
For anything heavier you need to take a category B+E driving test.

Licences held before 1 January 1997
If you passed your car test before 1 January 1997 you are generally entitled to drive a vehicle and trailer combination up to 8.25 tonnes MAM.

This is the weight of a vehicle or trailer including the maximum load that can be carried safely when it’s being used on the road.

You also have entitlement to drive a minibus with a trailer over 750kg MAM.

Towing heavier combinations
If you want to tow heavier combinations, you’ll have to first apply for provisional entitlement to the new C1+E entitlement. You’ll then have to pass the category C theory test and C1+E practical test.

Once you’ve done this you can drive vehicles and trailers with a combined weight of up to 12 tonnes MAM.
__________________
rossymtb is offline   Reply With Quote
Old 22 September 2013, 19:17   #15
Member
 
m chappelow's Avatar
 
Country: UK - England
Town: yorkshire
Boat name: little vicky
Make: avon ex RNLI
Length: 3m +
Engine: tohatsu
Join Date: Mar 2008
Posts: 2,310
Quote:
Originally Posted by rik_elliott View Post
suzuki jimny? they have little engines, are cheap and would probably tow something small ok? highly rated 4x4 systems on them too so sand would be fine
Surprising how little some models can .actually tow on the legal side especially unbraked trailers ,
Guy I worked with bought one his was plated at something like 240 kgs for an unbraked .
__________________
m chappelow is offline   Reply With Quote
Old 23 September 2013, 02:57   #16
RIBnet supporter
 
portlandphil's Avatar
 
Country: UK - England
Town: Portland
Boat name: Zippy of Portland
Make: Apex
Length: 4m +
Engine: 30HP Suzuki
MMSI: 235100836
Join Date: May 2013
Posts: 55
I used to own a first generation Kia Sportage 4x4, drove it to Tunisia for 6 months! 2 gear sticks for high low range gears, rugged and cheap to buy with 2000lb towing capacity.
__________________
portlandphil is offline   Reply With Quote
Old 23 September 2013, 03:58   #17
Member
 
Budgie1's Avatar
 
Country: UK - England
Town: Dorset
Boat name: BlueTube
Make: XS500
Length: 5m +
Engine: Mercury Opti 75hp
MMSI: 235098668
Join Date: Nov 2012
Posts: 213
Quote:
Originally Posted by henryfreston View Post
it would just go under my dad's policy, how much do you think it would be to insure that way?
It's 3 or 4 years since I had the nightmare of helping my two teenagers onto the insurance ladder (absolute nightmare and daylight robbery!!) so things may have changed but have following comments that where very relavent at the time

1) Insure in your name and if at all possible put Mum and Gran as named drivers, Dads name on the policy just puts it up whereas Mum/Gran got it down

2) If at all possible pay up front, companies tell you policys are interest free for monthly payments but wack the premium up I saved 884 one year on my son/daughter combined policies this way!

3) Desiels where cheaper than petrol to insure (your Average Chav doesn't want to be seen in a desiel!)

Wonder if an old Vauxhall desiel van might best suityour needs?

Good luck!!! .....
__________________
Budgie1 is offline   Reply With Quote
Old 23 September 2013, 04:01   #18
RIBnet supporter
 
portlandphil's Avatar
 
Country: UK - England
Town: Portland
Boat name: Zippy of Portland
Make: Apex
Length: 4m +
Engine: 30HP Suzuki
MMSI: 235100836
Join Date: May 2013
Posts: 55
I hear tractors are dead cheap to insure, and good for towing
__________________
portlandphil is offline   Reply With Quote
Old 23 September 2013, 04:27   #19
Member
 
steco1958's Avatar
 
Country: UK - England
Town: West Bromwich
Boat name: Ellie V
Make: Excel Voyager 520
Length: 5m +
Engine: Evinrude 75 HP
MMSI: 235 908 287
Join Date: May 2012
Posts: 688
Quote:
Originally Posted by Budgie1 View Post

1) Insure in your name and if at all possible put Mum and Gran as named drivers, Dads name on the policy just puts it up whereas Mum/Gran got it down

...
That will not work anymore, its illegal for the insurance company to treat males differently to females (Sex Discrimination Act)

So the insurance companies just upped all insurances, complete con robbing B******s
__________________
steco1958 is offline   Reply With Quote
Old 23 September 2013, 04:29   #20
Member
 
Budgie1's Avatar
 
Country: UK - England
Town: Dorset
Boat name: BlueTube
Make: XS500
Length: 5m +
Engine: Mercury Opti 75hp
MMSI: 235098668
Join Date: Nov 2012
Posts: 213
Quote:
Originally Posted by portlandphil View Post
I hear tractors are dead cheap to insure, and good for towing
I think you can still drive them at 16 as well

PS ... Also bear in mind that if you take policy out when you are provisonal driver the premium will go up significantly after you've passed your test, worth asking how much the increase will be before hand so you dont get such a shock!!
__________________

__________________
Budgie1 is offline   Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off




All times are GMT -5. The time now is 05:24.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2020, vBulletin Solutions, Inc.