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Old 31 August 2004, 13:09   #81
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Hi Dieseluser and welcome to RIBnet.

All being well, the 'Treasure Hunt' cruise will take place on the 19th September, provisional start time is 10am. More details will be posted so keep checking this thread.

It will be good to see you there. Thanks for your support.
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Old 31 August 2004, 17:11   #82
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Louise. I have been following this thread with interest and it apears as if history is repeating itself. Back in the early 90's and after the first round Scotland. I organised the very first RIB race down in the Solent. It attracted over 50 boats from all over who wanted a chance to try their luck. We then went on to form BIBOA and run very succesful cruise's for many years. But and here comes the but. If you organise an event you must have insurance. It is a very sad state of affairs when in this day anyone can sue you. Hiding behind a disclaimer is no protection what so ever. If you post something along the lines "I am going to....does anyone fancy joining me?" is fine, and you would not open yourself up to any potential litigation. If you say" I am organising a trip to.... all are welcome contact me" then you have put your neck on the line for someone to sue you if something goes wrong. Dont get me wrong, I fully support what you are doing and if I had my way, insurance would be a thing of the past(seeing as my insurance company have just told me that Spirit is not covered). If members of RIBNET are going to organise events then it is important that you obtain "Event organisers cover" Speak to Julian Lyas and ask him to speak to his father about it. He has organised the insurance for BIBOA for the past ten years. The down side to this is someone has to pay for it..........Over to you JK, fancy being an event organiser?
Alan P
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Old 31 August 2004, 17:17   #83
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Quote:
Originally Posted by Alan Priddy
Over to you JK, fancy being an event organiser?
No thanks. I don't see any need for organised events as such. I much prefer the approach of "I am doing such and such, and if anyone else would like to come too that would be great".

In this case I would suggest that the organised treasure hunt should be cancelled. The organisers can then make a book of clues available for a donation to charity. Anyone who decides to buy a book of clues and complete them can then meet up for a social gathering and awarding of prizes. The manner in which participants solve the clues is entirely down to their own initiative . . .

John
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Old 31 August 2004, 17:23   #84
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Thank you Alan and John. The format you refer to, John, is possibly what we will proceed with, as I suggested in my response to Rogue Wave's post earlier. Additionally, the clues can be solved without the use of a boat so it could be completed by car or bicycle.

Now that we've changed the date, hope to see you there, John. And perhaps Alan as well?

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Old 01 September 2004, 04:24   #85
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Alternative Perspective

Quote:
Originally Posted by Alan Priddy
If you organise an event you must have insurance. It is a very sad state of affairs when in this day anyone can sue you.
Firstly let me say I agree with everything Alan says. However, an interesting alternative view is one I came across while living in the USA.

Concerned about the risk of being sued for anything and everything I might do or not do, I made sure I had ample personal liability insurance. However, some time later I was dealing with some Attorneys on other matters and their advice was to have NO INSURANCE. The 'No Win No Fee' parasites (sorry, I mean lawyers) will only go for cases where there is money to be made, ie big business or insurance companies. Suing a private individual is not good business for them so they won’t take this kind of case on. Anyone who wants to pursue an individual will usually have to fund it themselves – a big disincentive.

I have never heard of an individual being sued for injury-related damages - maybe someone does have some personal knowledge or experience?


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Old 01 September 2004, 04:44   #86
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I have never heard of an individual being sued for injury-related damages - maybe someone does have some personal knowledge or experience?


Andy Beach
I do. A chap got sued when he took some "friends" out on his boat for a day out in the solent and one got injured coming off a wave badly. Don't know how it turned out but if it were me I wouldn't rely on no insurance and being too much trouble to sue as adequate protection.

Louise - By all means ring me tonight. Essex ribstahs are getting together hopefully but I will be available on my mobile all evening.
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Old 01 September 2004, 05:24   #87
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Thanks Andy and Alan.

It's interesting to consider exactly what makes something 'an event' rather than an informal gathering - I'm still not sure!

All I do know is that the RIBnet conference Treasure Hunt was 'organised' (to the point of giving GPS waypoints, even) but no-one raised the issue of liability then and I would never have even considered taking legal action against anyone if I had been injured or our boat damaged.

From the experience you recount above, Alan, it seems we cannot even take friends out on the boat without putting ourselves at risk of being sued. Looks like your ribbing days are over then, mate, unless you charter!

Edit: although, I guess, it's our insurance company you would sue rather than Richard or me (as we haven't got any money - house is owned mainly by the mortgage company, two very old cars and that's about it! Oh, I guess you could 'win' Blue Ice!! ).
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Old 01 September 2004, 06:05   #88
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Oh!

Really sorry - Bill and I cannot make the 19th due to a pre-arranged weekend away.

Hope to see you soon - we going to be on the water weekend of 11/12 weather permitting !

Mrs McP
xx
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Old 01 September 2004, 06:06   #89
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BIG CONGRATULATIONS to the new Mr & Mrs.

Sorry you can't make the revised date but looking forward to meeting up soon. We may be out that weekend but will need to confirm later.
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Old 02 September 2004, 08:54   #90
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Quote:
Originally Posted by Alan Priddy
It is a very sad state of affairs when in this day anyone can sue you.
Louise, I hurt my middle finger typing my last reply. My middle finger is a very important appendage. I use it a lot. As you were the instigator of this thread,can you please furnish me with details of your insurance company before close of business today. Anyone else who has contributed to this thread will be considered an accessory.

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