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Old 14 June 2015, 06:16   #1
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HP ratings / insurance / sale

Hi, I'm looking at a Rib that's rated for up to 150hp but has a 175 two stroke HPDi fitted at the moment - if I purchase this boat would it be technically uninsurable? What about resale - would it present a problem then and put off potential purchasers? It's a used boat, just don't want to be stuck with it.

Look forward to hearing people's opinions?

Jim
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Old 14 June 2015, 06:59   #2
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Not uninsurable. Harder and probably more expensive to adequately insure.

Resale... ...you are asking the question as a potential buyer so will future potential buyers.
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Old 14 June 2015, 08:10   #3
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The 175hp is likely the same block as a 150. Just change the stickers or cowling?
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Old 14 June 2015, 17:06   #4
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Quote:
Originally Posted by HUMBER P4VWL View Post
The 175hp is likely the same block as a 150. Just change the stickers or cowling?
If it has an accident, a fire, major leg damage, or is stolen and recovered then you can expect someone to inspect and examine the wreckage with the aim of avoiding a payout understanding the loss. Even the serial number on a claim form would be a give away.

At that point they will decide you intentionally mislead them, and you can foget any payout.
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Old 14 June 2015, 17:34   #5
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Phone your insurer and ask?
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