I agree with all of what you say.
However, as you may not know after many years of owning SIBs and later RIBs I decided and bought a Sunseeker 48 ft in the UK. I kept the boat for 4 years . It cost me an arm and a leg in maintenace, insurance, marina mooring fees and installments to the bank. I sold it and I am happy now (so is my bank manager). The reason was number of the times I used it in a year (10 max). The sodding weather never let us go out from Hamble, it was either raining, hailing, blowing a gale etc etc.
We all had the appropriate clothing my wife, son and my little daughter just born then. But it was uncomfortable. VERY!!
I got a new RIB last year from SAfrica. Send all the moneys in instalments the boat was delivered in 4 months and is a VERY NICE BOAT indeed.
I trusted the people (Falcon) who sold it and I now sell the same RIBs for them in the UK and Greece.
I sailed the boat round the UK in 2 or 3 occasions. But the sodding weather again made me decide that the boat is better to be kept in Greece. There is no fun in it when you freeze your b....s to death worm clothing or not. Get cold sprey on your face and you can't feel your nose (even in July and August).
The boat now is in Greece. I will be getting a racing RIB (Falcon 700RSR Racing or Falcon 850RSR Racing) by Feb (keep fingers crossed) this boat I intetend to keep in the UK and use it for racing and pleasure (the later weather permitting).
I fully understand that one makes due with what one has and in the UK one does not have that many worm days. I suppose I am lucky enough to be able to go on hols to warmer climates and enjoy my boat too.
The moral of this little story is that I like sailing in the UK (as a matter of fact I enjoy it with the right company) as you say is challenging and is an adventure each time one gets out there in a 5, 6,7, 8, 9 or 10 mtr RIB. One always finds something new to tackle.
However, I LOVE sailing in warm weather. And also love the girl;s in their bikini tops (or not)
Honestly now who doesn't.
Wavehumper will try my best to be at the 'brass monkey race' with my warm clothing always!!!
Looking forward to meet you there. If not before.