Piece of advice, take a pair of gloves
Always worth having a pair with good grippy palms on board — even better if they're spray-proof. In winter, I like to carry two pairs — one for grabbing things out of the water and the other just in case it gets cold with the wet pair on.
One of our other helms has a thick, neoprene pair that look rather good. Almost gauntlet-length. I think he said they were skiing gloves.
As for too early — I was out on New Year's day. Launched through about 3ft of cold surf. It's never too early! Just waiting for the Easter weekend when it all starts up again.