Reply
 
Thread Tools Search this Thread
 
Old 06 February 2011, 06:59   #1
Member
 
Country: UK - Scotland
Town: montrose
Boat name: rib tickler
Make: Tornado
Length: 5m +
Engine: 150hp Optimax V6
Join Date: Apr 2007
Posts: 101
Speeds for Insurance

When you apply for an insurance quote how do you decide the speed of your Rib?
Is it full speed fully laden, one person on board, normal cruising speed(whatever that is),???

There is a huge difference on quotes between 40kts and 35kts.

Allso some companies are refusing to quote because of engine size.
__________________

__________________
bazza is offline   Reply With Quote
Old 06 February 2011, 07:03   #2
Member
 
chewy's Avatar
 
Country: UK - England
Town: Up Norf
Make: Avon SR4,Tremlett 23
Length: 4m +
Engine: Yam 55, Volvo 200
Join Date: Apr 2007
Posts: 5,217
I would have thought the max possible speed, ie no load one person on board.
The engine size shouldn't be a problem unless its bigger than what the rated size is?
__________________

__________________
chewy is offline   Reply With Quote
Old 06 February 2011, 08:48   #3
RIBnet supporter
 
Erin's Avatar
 
Country: UK - Channel Islands
Town: A large rock
Boat name: La Frette
Make: Osprey Vipermax
Length: 6m +
Engine: 200 Suzzy
Join Date: May 2004
Posts: 2,830
I've always used the max design speed as quoted by the manufacturer.
Erin is offline   Reply With Quote
Old 06 February 2011, 09:51   #4
Member
 
Country: UK - Scotland
Town: montrose
Boat name: rib tickler
Make: Tornado
Length: 5m +
Engine: 150hp Optimax V6
Join Date: Apr 2007
Posts: 101
Can anyone tell me the maximum design speed for a 5.8M Tornado with a 150HP Optimax?
__________________
bazza is offline   Reply With Quote
Old 06 February 2011, 10:13   #5
Member
 
Country: UK - England
Town: Southampton
Make: Ballistic
Length: 7m +
Engine: Yam 225
Join Date: Jun 2010
Posts: 977
40% less than some claim....
__________________
Starovich is offline   Reply With Quote
Old 06 February 2011, 10:53   #6
RIBnet supporter
 
Pikey Dave's Avatar
 
Country: UK - England
Town: South Yorks
Boat name: Black Pig
Make: Ribcraft
Length: 5m +
Engine: DF140a
MMSI: 235111389
Join Date: Feb 2008
Posts: 7,595
RIBase
Quote:
Originally Posted by bazza View Post
Can anyone tell me the maximum design speed for a 5.8M Tornado with a 150HP Optimax?
If you know the WOT rpm, gearbox ratio & prop pitch you can make an educated guess as to the max theoretical speed.
__________________
Rule#2: Never argue with an idiot. He'll drag you down to his level & then beat you with experience.
Rule#3: Tha' can't educate pork.
Rule#4: See rule#5
Pikey Dave is offline   Reply With Quote
Old 07 February 2011, 06:18   #7
Member
 
Country: UK - Scotland
Town: montrose
Boat name: rib tickler
Make: Tornado
Length: 5m +
Engine: 150hp Optimax V6
Join Date: Apr 2007
Posts: 101
Is an insurance company going to take an educated guess or would that be brought up if a claim is made to give them a reason not to pay out?

If I had to guess then I would guess 35kts coz the insurance is cheaper...

With 6 divers and 6 sets of kit I normally cruise at 25-30kts to conserve fuel but I'm sure that's not what they are asking.
__________________
bazza is offline   Reply With Quote
Old 07 February 2011, 11:32   #8
Member
 
Country: USA
Town: Seattle
Boat name: Water Dog
Make: Polaris
Length: 4m +
Engine: Yamaha 60hp
Join Date: Apr 2007
Posts: 1,152
Quote:
Originally Posted by Starovich View Post
40% less than some claim....
Which is 60% more than insurance will be paying out if they discover you've fudged the numbers on the boat
__________________
captnjack is offline   Reply With Quote
Old 07 February 2011, 17:25   #9
Member
 
Country: UK - England
Town: Southampton
Boat name: SMH Rib / War Shot
Make: Ribtec / Scorpion
Length: 4m +
Engine: 10hp Yam / 150hp opt
Join Date: Sep 2003
Posts: 1,894
RIBase
Tell them the maximum speed the boat does with one person on board.

Have been involved in claims involving back injury where the boat was clearly faster than the assured said it was at the time of taking out the policy. Result - insurers turned down the claim.

If you have an accident and insurers appoint a surveyor/assessor who knows his ribs, he'll know that a 5.8m Tornado with a 150hp Optimax will easily do more than 40 knots.
If you've said it only does 35 knots it's likely you'll not be insured.

Try Porthcawl Insurance Brokers. They know their RIBs and will be able to place you with an appropriate underwriter.
__________________
Searider is offline   Reply With Quote
Old 08 February 2011, 09:06   #10
Member
 
ppenman's Avatar
 
Country: UK - England
Town: Wickford, Essex
Boat name: Wanderer
Make: Ribeye, Zodiac FR
Length: 7m +
Engine: Yamaha F300, 25 2S
MMSI: 235095667
Join Date: Aug 2010
Posts: 219
My Ribcraft 585 with a DF150 was arounnd 45kn. I assume yours will be similar.
__________________

__________________
ppenman is offline   Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off





Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 02:41.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.