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Old 28 July 2002, 17:27   #1
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Country: UK - Northern Ireland
Town: belfast
Join Date: Aug 2001
Posts: 4
Rib Insurance

At Last after looking for a year I have bought a rib. I am now the owner or about to be of a new 4.9m valiant with 70hp 4 stroke. As a novice I need to know who is good for insurance of ribs in u.k. Is there anything I should ask for guys when setting up policy? Get boat on Thurs so help needed fast.

regards

Hugh
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Old 29 July 2002, 02:31   #2
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Country: UK - England
Town: St Mawes
Boat name: Magellan Zulu
Make: Ribcraft
Length: 7m +
Engine: 2 x Suzuki DF150
MMSI: 235094135
Join Date: Dec 2001
Posts: 483
Hugh, having just insured my 9m cabin RIB, Magellan Alpha, I would suggest you contact either Colin Curtis and Partners on 01752 664649 or Mardon on 01743 232688.

Mardon's price was the lowest and they were placing the insurance through Royal & Sun Allianc/DAS so the quality of the cover should be fine.

I chose to go with Curtis even though they were a bit more pricey because I felt they offered a more personal touch. They were placing the cover with Haven Knox-Johnson and Lloyds which is blue-chip stuff.

The only advice I would give is to make sure that whichever broker you use, do make sure that the cover is properly underwritten by sound insurance companies. I have seen some ugly results of brokers who have taken the money and not placed the cover. Get proof that you are covered!

Cheers.
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Old 29 July 2002, 05:45   #3
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Absolutely correct Mike...I have been with Colin Curtis Marine for 7 years and they are fantastic. The longer you stay with them the more personal the relationship becomes, premiums also become cheaper. I have had two claims so far and this was dealt with efficiency and expertise. Cheapest is NOT always best.
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Old 29 July 2002, 13:25   #4
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Country: Ireland
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Im considering buying a RIB, but want to find out about insurance premiums, since motor insurance in general is extremely expensive in ireland.Does any one know a reputable company in ireland who will give insurance for RIBs?
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Old 29 July 2002, 15:15   #5
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Country: UK - Northern Ireland
Town: Ballymena
Make: Humber Assault
Length: 4.5mtrs
Engine: Outboard 50hp
Join Date: Apr 2002
Posts: 10
Ihave a 4.5 meter rib, and I get my insurance through Aon Mc Millen in Belfast. The service over the last 4 years has been excellent.
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Old 07 August 2002, 00:36   #6
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Country: UK - England
Town: SOUTHAMPTON
Boat name: Won't get Fooled Again
Make: Ribtec
Length: 6.5
Engine: Honda 130
Join Date: Mar 2002
Posts: 888
An Insurance broker is always a matter of personal choice but to reccomend one usually requires attaching ones good name to that of the brokers. All the brokers listed hers are good but I have allways foung Portcawl Insurance Consultatnts a great company to deal with and they specialise in RIBS
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Old 09 August 2002, 05:14   #7
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Country: UK - England
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Boat name: Won't get Fooled Again
Make: Ribtec
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Engine: Honda 130
Join Date: Mar 2002
Posts: 888
One other thing ....make sure you are covered by the AA/RAC for trailer breakdown recovery etc. I think it's an option , but if you haven't got it then the Breakdown orginisation will direct you to a private recovery service
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Old 09 August 2002, 05:57   #8
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Re trailer recovery

Don't think most RAC/AA policies cover trailer breakdown as opposed to car towing trailer breakdown. This has been discussed on a thread before. I have Trailer Breakdown recovery through Seastart. (www.seastart.co.uk) which covers the trailer and is actually provided by AA commercial vehicle recovery. Costs me 49 p.a. which is nothing for the piece of mind it provides! I believe the caravan club offers a similar service.
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Old 15 August 2002, 07:24   #9
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Country: UK - England
Town: Margate / Ramsgate
Boat name: Ballistic
Make: Ballistic
Length: 7m +
Engine: Yam HPDI 250
Join Date: Feb 2002
Posts: 2,835
Having just renewed my insurance i thought i would post a short lish of numbers here for anyone / everyone to try. Feel free to add to it!

As it happens, upon the earlier reccomendations i did try both Mardon and Colin Curtis, but neither could beat my renewal from Williams and Whybrow (who use AXA). Yes i know price is not everything but i have been with W+W for 5 or more years, AND had the unfortunate requirment to make a claim, which was dealt with smoothly. No hesistation in reccomending them. They also extended my policy to cover a cruise to france (only covered 10 miles offshore in an 18' boat as standard i am assured) for free.

Porthcawl 01656 784872 (Advertise in RIB International)
Devitt 01708 385500 (Also advertise in RIB International)
Bishop skinner 0207 566 5800 or 0800 783 8057 (Advertise with RYA / RNLI and offer discounts for being members of either)
Colin Curtis 01752 664649
Mardon 01743 232688
Williams & Whybrow (ask for Geoff Mills) 0208 385 3055
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