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Old 25 November 2003, 12:59   #1
CJL
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Country: UK - England
Town: London
Make: Ribcrafts
Length: 5m +
Engine: 150hp/2x115hp
MMSI: 235090215
Join Date: Oct 2002
Posts: 2,115
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Hi there guys and gals.

I`m in the process of getting back on the water in a new RIB and I`m looking at the various insurers.

All the policies out there have one thing in common, they're expensive. I`m looking for a comprehensive policy which allows a bit of water skiing, UK but occassional french cruising, storage ashore and no requirement for a large scary dog attached or 2mtr high mobile fence!

I`ve tried the big insurers but I was wondering are there any other brokers or insurers worth trying.

My boats valued at 13k so i`m trying to get a premium of less than 250 with an excess of 200. If anybody can help it would be appreciated!

CJL
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Old 25 November 2003, 13:05   #2
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Country: UK - England
Town: Margate / Ramsgate
Boat name: Ballistic
Make: Ballistic
Length: 7m +
Engine: Yam HPDI 250
Join Date: Feb 2002
Posts: 2,835
I've reccomended a company called "Williams and Whybrow" before (do a search) who have now become "R P Hodson" 020 74150055.

I've been insured with them for nearly 10 years, good prices and good service.

Grayswish was insured for 7k, cost about 150 a year. Top-banana is insured for 20k and is costing under 300 pa i think.
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Old 25 November 2003, 13:14   #3
CJL
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Country: UK - England
Town: London
Make: Ribcrafts
Length: 5m +
Engine: 150hp/2x115hp
MMSI: 235090215
Join Date: Oct 2002
Posts: 2,115
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Hi Daniel,
Thanks for that i`ll try them.

Gutted I didn`t buy your boat after I saw the pride you`ve taken in putting your new beast together! Hopefully my new machine will be as good.

Cheers for those insurers.


Chris
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Old 25 November 2003, 13:29   #4
scm
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Country: UK - England
Town: Lymington
Boat name: Lynx 1, 2, 3
Make: Scorpion
Length: 8m +
Engine: Mercury 275
Join Date: Aug 2002
Posts: 182
Try:
www.craftinsure.com
Just had to put in a claim and they have been very good indeed. All online so its easy to do.
Regards
Stuart
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Old 25 November 2003, 14:11   #5
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Country: UK - England
Town: Devon
Boat name: White Ice
Make: Ranieri
Length: 5m +
Engine: Suzuki 115hp
Join Date: Jul 2002
Posts: 5,015
Have you seen their terms and conditions, though...
"The boats design speed does not exceed 50 mph". So, 43kts+ and you're uninsurable with these guys! I did a trial quote and the next page said... "We are sorry that we have been unable to help. Please take the time to tell us why. If you would like us to give your boat special consideration, please include your email address in your response." I assume that means a premium increase.

I wonder what the definition of design speed is - does it mean the max the hull's rated at, or the max with the current engine?

(PS I'm insured with Colin Curtis & partners. Also had good quote from Porthcawl Insurance Consultants)
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Old 25 November 2003, 15:01   #6
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Country: UK - England
Town: SOUTHAMPTON
Boat name: Won't get Fooled Again
Make: Ribtec
Length: 6.5
Engine: Honda 130
Join Date: Mar 2002
Posts: 888
we have 4 boats insured with PIC and 1 with Mardon, the fifth will be with PIC when the policy expires. Steve the guy that runs Portcawl insurance Consultants is a good guy to insure your rinb With cos he is Zapcat driver and the Coxwain of Portcawl Lifeboat
so he has affinity for our chosen vessels.
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Old 25 November 2003, 15:57   #7
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Country: Other
Make: FB 55
Length: 10m +
Join Date: May 2001
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Cheap insurance should not be your only consideration - its how they look after you when you submit a claim! Do a search on this forum for 'insurance' as we have discussed this at great length many a time.

ps I use Colin Curtis Marine - who, btw were fantastic with my massive claim last year.
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Old 25 November 2003, 16:03   #8
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I just did a quote with
www.craftinsure.com
and they came out 200 more expensive than my current premium. (I use Colin Curtis).
Interestingly, they only ask for boat type and value and thats about it??
You would have thought that some other factors might have been relevant wouldn't you?
Petrol/diesel?
experience of skipper?
to name but two
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Old 25 November 2003, 16:17   #9
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Country: UK - England
Town: Devon
Boat name: White Ice
Make: Ranieri
Length: 5m +
Engine: Suzuki 115hp
Join Date: Jul 2002
Posts: 5,015
I know others who use these Craftinsure and their premiums seem tailored towards smaller RIBs.

I did notice that CJL has a 5.5 Ocean Pro with 150Hp on the back that probably goes like a rocket, so perhaps needs an "understanding" broker (like PIC or Colin Curtis?), whereas SCM has a more modestly/sensibly/economically powered RIB which I guess will not raise a broker's blood pressure.

Stuart, I do apologise if I appear to contradict your suggestion, and hope that your claim is settled in full. BTW - CJL, just noticed that your location is "London, Blackburn and Plymouth" - you couldn't get three more different areas if you tried?!?
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Old 25 November 2003, 17:13   #10
scm
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Country: UK - England
Town: Lymington
Boat name: Lynx 1, 2, 3
Make: Scorpion
Length: 8m +
Engine: Mercury 275
Join Date: Aug 2002
Posts: 182
I agree with charles on the issue that it is not just the cost but the way you are treated.

I hit something at night the other week and have caused some damage to the engine. It has been nothing but simple and easy to get the problem sorted. So i can recommend them. I did do the price comparision with others but they gave me the best deal.

Regards
Stuart
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