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Old 24 November 2012, 09:03   #1
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Country: UK - England
Town: surrey
Boat name: el nino
Make: tornado humber
Length: 7m +
Engine: outboards
Join Date: Jun 2009
Posts: 958
online boat insurance

does anyone do this ?
what are you paying for say 20 k on rib
thoughts and ideas please
adrian
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Old 24 November 2012, 10:48   #2
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Country: UK - Scotland
Town: north ayrshire
Boat name: charlie girl
Make: reiver 3.8/regal3760
Length: 10m +
Engine: 40hp 2st 2x6lp 315
Join Date: Jul 2009
Posts: 1,494
Hi I insure my cruiser with craftinsure who are very cheap & are only online all pollicies are paid monthly & you print the paperwork
I tend to treat insurance as a nessessary evil that I will probably not use & therefore go for the cheapest & always thought that if I needed to claim that it would be a struggle & would probably lose out a bit because i bought cheep
about 18 months ago we had a fire where the boat gear was stored over winter lost a 10" plotter full set of canopies lifejackets foulies etc etc about 6k worth
I contacted craftinsure with tears in my eyes expecting the *sorry sir but equipment is not covered away from the vessel" type of reply but no the guy said it sounds like you should have a claim as you tried to minimise the risk by removing equipment from the vessel

sure enough we got the estimates & sent them in they made a few small adjustments for age & paid in full
the process was easy & they were always easy to get on the phone & made the entire process as simple as possible

so i would HIGHLY RECOMMEND CRAFTINSURE.COM

out policy for the boat prior to claim boat value at the time 40k 18.88 per month


policy now after claim & purchacing bigger boat valued at 100k 45.00 per month

you can get qoutes online without inputing loads of rubbish data too!

seems too good to be true but it isnt!!!!
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Old 24 November 2012, 10:53   #3
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Country: UK - England
Town: surrey
Boat name: el nino
Make: tornado humber
Length: 7m +
Engine: outboards
Join Date: Jun 2009
Posts: 958
that does sound cheap only had 2 claims in 25 years
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Old 24 November 2012, 12:16   #4
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Country: UK - England
Town: N. Devon
Boat name: Nutkin Too
Make: X-Pro Defender
Length: 5m +
Engine: Outboard, Suzuki 90
MMSI: 235095884
Join Date: Dec 2008
Posts: 1,367
RIBase
I Use insure my boat - an online company.

Was paying about 85 on the 4m with a 2K value.

Not sure what the 4.7 will be but they charged me another 80 for a 6 month top up - 7K value.
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