Hi I insure my cruiser with craftinsure who are very cheap & are only online all pollicies are paid monthly & you print the paperwork
I tend to treat insurance as a nessessary evil that I will probably not use & therefore go for the cheapest & always thought that if I needed to claim that it would be a struggle & would probably lose out a bit because i bought cheep
about 18 months ago we had a fire where the boat gear was stored over winter lost a 10" plotter full set of canopies lifejackets foulies etc etc about 6k worth
I contacted craftinsure with tears in my eyes expecting the *sorry sir but equipment is not covered away from the vessel" type of reply but no the guy said it sounds like you should have a claim as you tried to minimise the risk by removing equipment from the vessel
sure enough we got the estimates & sent them in they made a few small adjustments for age & paid in full
the process was easy & they were always easy to get on the phone & made the entire process as simple as possible
so i would HIGHLY RECOMMEND CRAFTINSURE.COM
out policy for the boat prior to claim boat value at the time £40k £18.88 per month
policy now after claim & purchacing bigger boat valued at £100k £45.00 per month
you can get qoutes online without inputing loads of rubbish data too!
seems too good to be true but it isnt!!!!