Reply
 
Thread Tools Search this Thread
 
Old 12 August 2008, 14:44   #1
Member
 
Hightower's Avatar
 
Country: UK - England
Town: Fareham
Length: 6m +
Join Date: Sep 2003
Posts: 7,855
Insurance cover question

After reading that a RIB was stolen from my local service center in Fareham I have a question that I've been meaning to get answered for some time (but keep forgetting ):

Who's insurance is obliged to pay for the theft?
__________________

__________________
Andy

Looks Slow but is Fast
Member of the ebay Blue RIB cover club.
Hightower is offline   Reply With Quote
Old 12 August 2008, 16:03   #2
RIBnet admin team
 
Poly's Avatar
 
Country: UK - Scotland
Boat name: imposter
Make: FunYak
Length: 3m +
Engine: 2 stroke YAM 20 HP
MMSI: 235089819
Join Date: Sep 2005
Posts: 10,114
Quote:
Originally Posted by Hightower View Post
After reading that a RIB was stolen from my local service center in Fareham I have a question that I've been meaning to get answered for some time (but keep forgetting ):

Who's insurance is obliged to pay for the theft?
A colleague of mine had a jet ski stolen from his marine engineer's garage - as I recall it was the owner of the boat not the engineer's insurance which paid up.
__________________
Poly is offline   Reply With Quote
Old 12 August 2008, 16:49   #3
Member
 
Hightower's Avatar
 
Country: UK - England
Town: Fareham
Length: 6m +
Join Date: Sep 2003
Posts: 7,855
The reson I ask is that when I have left my boat for an engine service I have been asked not to wheel clamp the trailer as they can't move it around. This would invalidate my insurance if it was stolen.
__________________
Andy

Looks Slow but is Fast
Member of the ebay Blue RIB cover club.
Hightower is offline   Reply With Quote
Old 12 August 2008, 17:04   #4
RIBnet admin team
 
Poly's Avatar
 
Country: UK - Scotland
Boat name: imposter
Make: FunYak
Length: 3m +
Engine: 2 stroke YAM 20 HP
MMSI: 235089819
Join Date: Sep 2005
Posts: 10,114
andy - I would ask them then if they are insuring the boat. Although are you sure the boat is not covered. mine is covered if stored inside a locked building/garage without a clamp.
__________________
Poly is offline   Reply With Quote
Old 12 August 2008, 17:26   #5
Member
 
Country: UK - England
Town: Newcastle Staffs
Boat name: blue it
Make: ribcraft 7.5
Length: 7m +
Engine: suzuki df225
Join Date: Dec 2005
Posts: 488
Send a message via AIM to Top banana
doesnt your insurance require either a wheel clamp or hitchlock. if this is so as is with mine with mardon towergate, then you could leave the hitchlock on, allowing the service centre to man handle your boat around at there convenience.
__________________
Top banana
Top banana is offline   Reply With Quote
Old 12 August 2008, 19:06   #6
Member
 
Hightower's Avatar
 
Country: UK - England
Town: Fareham
Length: 6m +
Join Date: Sep 2003
Posts: 7,855
I did leave the hitchlock on, however my policy stipulates the use of both hitchlock and wheelclamp. Interestingly it doesn't stipulate an outboard locking bolt.

The servicing is done outside the premisis on the road.
__________________

__________________
Andy

Looks Slow but is Fast
Member of the ebay Blue RIB cover club.
Hightower is offline   Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off





Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 12:10.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.