Insurance cover question

[Hightower]

After reading that a RIB was stolen from my local service center in Fareham I have a question that I've been meaning to get answered for some time (but keep forgetting ):

Who's insurance is obliged to pay for the theft?

[Polwart]

Originally Posted by Hightower

After reading that a RIB was stolen from my local service center in Fareham I have a question that I've been meaning to get answered for some time (but keep forgetting ):

Who's insurance is obliged to pay for the theft?

A colleague of mine had a jet ski stolen from his marine engineer's garage - as I recall it was the owner of the boat not the engineer's insurance which paid up.

[Hightower]

The reson I ask is that when I have left my boat for an engine service I have been asked not to wheel clamp the trailer as they can't move it around. This would invalidate my insurance if it was stolen.

[Polwart]

andy - I would ask them then if they are insuring the boat. Although are you sure the boat is not covered. mine is covered if stored inside a locked building/garage without a clamp.

[Top banana]

doesnt your insurance require either a wheel clamp or hitchlock. if this is so as is with mine with mardon towergate, then you could leave the hitchlock on, allowing the service centre to man handle your boat around at there convenience.

[Hightower]

I did leave the hitchlock on, however my policy stipulates the use of both hitchlock and wheelclamp. Interestingly it doesn't stipulate an outboard locking bolt.

The servicing is done outside the premisis on the road.