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Old 25 October 2012, 17:05   #31
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Originally Posted by Mollers View Post
Apart from that, they're great!
Spend so much time fixing them, you don't have a chance to drive them, so a limited mileage policy could be an option.
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Old 25 October 2012, 17:17   #32
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Quote:
Originally Posted by Downhilldai View Post
Spend so much time fixing them, you don't have a chance to drive them, so a limited mileage policy could be an option.
Could go for the Black Box option if you could find something solid to screw it to.
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Old 25 October 2012, 17:30   #33
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Back in the day, had a Mini saloon then van then pick up. All great fun for their day but hopelessly outdated now. My lad at 17 bought a Fiesta diesel ... cheap to run, expensive - 1600 - to insure and at 21 now runs a ClioSport R27 F1 thanks to his own no claims discount. Dodgy insurance doesn't cut it for me having been on the wrong end of a guy losing control of his full fat Range Rover.

Interestingly, with his old man as an occasional named driver, my lads insurance is 60 a year cheaper
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Old 25 October 2012, 17:48   #34
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Even if you own it, if he's a named driver and crashes, they look at your circumstances. If you own another car and he doesn't, they start looking in to whether he was the main driver. They ask school if he parked there, they ask your work what you turn up in, its pretty simple. They prove he was the main driver and they don't pay. Happened to a friend of mine and it was only for a 350 claim!

To get cheap insurance for kids some firms are offering very cheap cover for a) driving only between set hours of say 7am an 7pm, work and school fine, but not evening "cruising" b) a black box camera installed that shows speed and the incident. You crash, they look to see why! Speeding? they don't pay. Fair enough really.
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Old 25 October 2012, 17:52   #35
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Does make sense and good call.
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Old 26 October 2012, 02:05   #36
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Get him to put you as a names driver,, it'll bring the cost down a little if there is a responsible adult on the policy
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Old 26 October 2012, 02:41   #37
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One of the blokes I work with has a son who has,
A. Waited until he's 18.
B. Got his Mum & Dad on his policy.
C. Passed his advanced driving course.
D Bought a SMART car.
Costs him 2000 a year for insurance !
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Old 26 October 2012, 03:01   #38
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Norwich Union used to (when I passed my test in 2004) do a 50% discount with pass plus. I just turned 26 but still pay a relative fortune. Having my girlfriend as a named driver brings it down by around 200 a year.
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Old 26 October 2012, 04:43   #39
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The Admiral multi car policy worked for us. Two daughters, one new driver an the other with less than three years experience on a Clio was only 550. Wife and I as named drivers.
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Old 26 October 2012, 04:45   #40
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Best for insurance are Renault 5s and old Beetles apparently. Doesn't make them desirable though

Provisional insurance is relatively cheap ~60/week (hopefully only need it for a couple of weeks! Best quote I've had from confused.com for anything is around 5000/annum! 110 was over 8k, and a 2grand bmw 8 series 18k!!

Looked at a Mito but there don't seem to be many reasonably priced yet, they've just come out with a 2cyl version, so hopefully next year a nice one will come up, insurance is still astronomical though

I originally looked at an old Mini but the issue is that you will get killed if you crash at least in a Land rover it's the other person that suffers (unless you roll over..)
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