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Old 06 September 2011, 20:46   #1
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Country: USA
Town: Florida
Make: Chad Armstrong
Length: 8m +
Engine: Inboard Cummins 6BT
Join Date: Sep 2011
Posts: 2
RIB Insurance? - having trouble finding INS....?

Looking for reccomendations on RIB ins. companies... The typical co's I approached do not underwrite inflatables....

Located in Florida USA

Thx.
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Old 06 September 2011, 23:35   #2
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Country: USA
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Boat name: Water Dog
Make: Polaris
Length: 4m +
Engine: Yamaha 60hp
Join Date: Apr 2007
Posts: 1,152
Are you looking for boat insurance or yacht insurance?

I have full replacement boat insurance through Progressive, never made a claim (yet) but they were cost effective and their policy details seem to be ok to me.
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Old 07 September 2011, 07:50   #3
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full repl. boat insurance - I will call them today.

Thx.
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Old 07 September 2011, 12:26   #4
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Country: USA
Town: Leesburg
Make: Zodiac
Length: 4m +
Engine: Outboard 40
Join Date: Feb 2011
Posts: 53
RIB insurance

I have insurance on my RIB through Progressive. There were no issues getting full coverage.

Last year my 2 month old RIB blew off the trailer while I was towing it because the nose strap broke. I called the insurance company and sent them some pictures. They send an adjuster around and totaled the boat.

Gave me a check for the entire rig including reimbursement for the registration fees paid to the state.

Took about a week to get the check.
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Old 07 September 2011, 14:28   #5
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Country: USA
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Boat name: Water Dog
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Sorry about your boat but good to hear about your positive claims experience SSOBOL. Thanks
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Old 08 September 2011, 11:28   #6
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Country: USA
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I have mine through BoatUS' underwriters. Agreed hull value (which I should probably adjust, as prices have gone up.) Was cheaper than Progressive, but that was about 6 years ago when I compared. Downside is that you need to be a BoatUS member; upside is that some of the perks are worth having (towing roadside assistance, etc.)

jky
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Old 12 September 2011, 20:00   #7
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Country: Canada
Town: Tobermory, Canada eh
Boat name: Verius
Make: Zodiac Hurricane 590
Length: 5m +
Engine: Yamaha F150
Join Date: Oct 2006
Posts: 1,345
Send a message via MSN to Stoo
We are with State Farm up here in Canada. $120K full replacement with $5K deductible and the premium is abut $1200 a year. (We insure 3 cars, 2 homes etc and the boat)
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Old 13 September 2011, 12:52   #8
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Just reread your message. I doubt you'll find an application which has "RIB" listed as the boat type. I think I used either "Runabout" or "Sport boat" rather than try to explain what a RIB is. That said, "Polaris Inflatable" went down as the manufacturer, so it wasn't as if I was hiding anything.

jky
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Old 13 September 2011, 13:30   #9
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Country: USA
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Quote:
Originally Posted by jyasaki View Post
Just reread your message. I doubt you'll find an application which has "RIB" listed as the boat type. I think I used either "Runabout" or "Sport boat" rather than try to explain what a RIB is. That said, "Polaris Inflatable" went down as the manufacturer, so it wasn't as if I was hiding anything.

jky
I did exactly the same.
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Old 21 September 2011, 10:59   #10
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Country: USA
Town: Chesapeake Bay
Boat name: Rib It
Make: ASIS/Ballistic
Length: 6m +
Engine: Yamaha 150
Join Date: May 2011
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Good information.. I just got mine thru BoatUS. As the inflatable collar barely touches the water and the fiberglass hull would float with flat tubes it seems they are closer to hard boats than full inflatables. I finally gave up trying to finance my boat, paid for the hull and financed the motor and accessories thru Yamaha.
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