Originally Posted by clydeoutboards
Well I just went to renew mine and found that personal items do not include, camera's phones, laptops, Tablet PC,'s any form of music player, wallets i.e only clothes.
mmmm not happy
Better you know now ! I'd expect your houshold policy refers to these as something like ' high risk' items or 'contents away from home'. So if not covered on the boat policy then check to see if they are included in the home contents - or can be at least added . Usually anything over £1000 (ish) in this category needs to be specified - so fancy gizmos, watches & diamonds etc .
As Leapy said - its can be a few minutes now ...but can save hours/days and weeks if anything does happen ! Much less hassle to back up some pics & hang on to paperwork ( I keep everthing I spend on the boats - it will pay for itself if I come to sell or need to make a claim )