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Old 11 March 2008, 15:03   #1
Country: UK - England
Town: Harlow, Essex
Boat name: On Water Training
Length: no boat
Join Date: Apr 2007
Posts: 80
Public Liability / Professiopnal Indemnity Insurance for freelance Skippers

Hi All,

Just a bit of advice and inpout sought really....

Most will be aware that as a 'coach' delivering RYA courses, there is insurance available at very reasonable rates for individuals working oin a freelance or self employed basis. As an Instructor working for an RYA centre, that centre should also have the appropriate professional indemnity / public liability insurance to cover itself and those working on its behalf - i.e. the instructors (whether employed or freelance).

My question is :-

Is anyone aware of competetive professional indemnity and / or public liability insurance for Skippers operating (for example) pleasure trips, day cruises or sight seeing tours in UK waters.

Costs seem astronomical this year and I am wondering if any others working freelance as a Skipper have taken out public liability or professional indemnity on a personal basis and would be willing to share the underwriter / broker or company's details with me...

All info gratefully received...

With thanks...


RYA / MCA Yachtmaster Instructor (Sail)
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Gordon is offline   Reply With Quote
Old 11 March 2008, 15:32   #2
Country: UK - England
Town: East Sussex
Boat name: Bfor
Make: Jeanneau
Length: 9m +
Engine: Yanmar 3gm30
Join Date: Jul 2007
Posts: 184
Gordon - I looked at this last year and decided that it wasnt worth the expenditure. Heath Lambert worked out some figures but for a tiny amount of turnover in non-RYA courses they wanted around £700 p.a. from memory.

I tried a few other sources and all were the same. I am retired so I thought "why bother" - and I didnt! I'm happy to do the courses that get offered.
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peterb is offline   Reply With Quote

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