Public Liability / Professiopnal Indemnity Insurance for freelance Skippers
Just a bit of advice and inpout sought really....
Most will be aware that as a 'coach' delivering RYA courses, there is insurance available at very reasonable rates for individuals working oin a freelance or self employed basis. As an Instructor working for an RYA centre, that centre should also have the appropriate professional indemnity / public liability insurance to cover itself and those working on its behalf - i.e. the instructors (whether employed or freelance).
My question is :-
Is anyone aware of competetive professional indemnity and / or public liability insurance for Skippers operating (for example) pleasure trips, day cruises or sight seeing tours in UK waters.
Costs seem astronomical this year and I am wondering if any others working freelance as a Skipper have taken out public liability or professional indemnity on a personal basis and would be willing to share the underwriter / broker or company's details with me...
All info gratefully received...
/ MCA Yachtmaster Instructor (Sail)
/ MCA Yachtmaster Power
/ MCA Adv Powerboater / Instructor