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Old 21 June 2006, 14:22   #31
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Originally Posted by Jimbo
No, but when I am 21 I can insure the car with Direct Line in mums name, and earn NCB on her policy. They won't add me to the car as it stands.

I will try Sainsbury's - NFU said I had to be 25 or have family business with them to get insurance.
I was under the impression that your insurance is invalid if you insure your own car in your parents name with yourself as a named driver, if it is actually you personal car, the insurance lot call it 'fronting'.
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Old 21 June 2006, 14:37   #32
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I would have had to register it as Dads car, i.e. put the V5 in his name. I was insured on my Mini as a named driver on mums second car policy, and when somebody drove into me the insurance was not a problem (especially as it was Mum in her "other" car that hit me!).
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Old 21 June 2006, 14:40   #33
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I would have had to register it as Dads car, i.e. put the V5 in his name. I was insured on my Mini as a named driver on mums second car policy, and when somebody drove into me the insurance was not a problem (especially as it was Mum in her "other" car that hit me!).
Thats how I understood it, until I read this:

http://www.maxpower.co.uk/forum/topi...TOPIC_ID=62142
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Old 21 June 2006, 15:26   #34
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Thats how I understood it, until I read this:

http://www.maxpower.co.uk/forum/topi...TOPIC_ID=62142
Alex, that was quite informative - many thanks. It doesn't affect me now that I have insured the car through my business, but I will be passing it onto dad for my younger sisters benefit.
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Old 21 June 2006, 15:49   #35
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Alex, that was quite informative - many thanks. It doesn't affect me now that I have insured the car through my business, but I will be passing it onto dad for my younger sisters benefit.
No problem Jimbo, it was enlightening for me too! Usually I take something I have read off a forum with a pinch of salt, but this guy appears to be in the insurance industry and a contributor to Maxpower magazine on insurance matters. Good news you don't have to give up the Landy
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Old 21 June 2006, 18:36   #36
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Couldn't be arsed to read all this thread, so something similar may have been mentioned...

Jimbo, that quote sounds insane! Try Churchill. My first insurance (i've always been on my mums up until feb this year) was £540 fully comp for an n reg golf 1.9TDI. One of the big bonuses of churchill is that their trailer cover is much better than most. They will insurance the trailer AND the boat third party (most seem to only do the trailer) and they will insure it if it come off your car.

I had no no claims but have also never had an accident and am a bit older than you at 23. Don't fool for the "no claims accelerators" offered by norwich union etc. These let you build up a "years" no claims in only 10 months but if you decide to leave them after a year, they will give you a letter saying you have 10 months no claims...I don't reckon any other insurance company will accept this as a year so they are only any good if you know you'll stay with the same people.

hope that helps!

EDIT: just seen you have sorted it? Never mind, perhaps that is useful to someone else! I should really read a whole thread first...
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Old 22 June 2006, 05:34   #37
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Jimbo

Andy and I used to launch greyhound at the camber using his old front wheel drive 1.6 cavalier - sometimes you had to sit someone over the front wheels for traction when the tide was right out, but it always got up without any problems. Your best bet is to buy an old vectra or mondeo diesel and tow with that.

Andy now drives an A4 tdi quattro, which pulls it out no problem, but its a pricey set of wheels.

Ricky
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Old 22 June 2006, 05:52   #38
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A4 tdi quattro, which pulls it out no problem,
Snap and is fantastic at launching and recovering even up a grassy and sandy slope.
However the old Audi 80 & 90 had a locking centre Diff. something missing from the newer ones. An old 90 Quattro is pocket money now a days and will out last any similar age cavalier?
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Old 22 June 2006, 06:22   #39
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Jimbo

Andy and I used to launch greyhound at the camber using his old front wheel drive 1.6 cavalier - sometimes you had to sit someone over the front wheels for traction when the tide was right out, but it always got up without any problems. Your best bet is to buy an old vectra or mondeo diesel and tow with that.

Andy now drives an A4 tdi quattro, which pulls it out no problem, but its a pricey set of wheels.

Ricky
Cheers Ricky - when I initially had my insurance problem, I thought it was mainly due to the nature of my car! However, having run up several quotes, the major problem is my accident, so anything would have cost a bomb. Hence, keeping the landie!

I'd love an A4 quattro, need to teach a fair few more PB courses before that's on the cards!
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