Recently taken up waterskiing as some of you are aware and have spotted that my insurance policy with Noble Marine doesnt cover skiers but is available as an add on.
I'm looking at adding it on but was wondering if its actually worth the extra money as i'm struggling to find out what the extra money actually covers.
From the small pop up box on the insurance website it states it covers someone else up to 1 million if i cause an accident whilst towing. Does that mean if they or indeed I fall over and break a leg etc and cant work it covers that, or is it simply if i end up towing them into a pier i'm covered when they come after my house????? I'm confused (doesnt take much though)
Anyone else have skiiers insurance or had the unfortunate need to use it at any point.
Depends on the wording of the policy what it actually covers!! To me this appears to be passenger and third party cover for personal injury/damage to property that you cause. It will probably cover the person you are towing or should they knock into someone else/damage property etc.... it will probably cover you if that person pursues a claim against you!!
If such an incident did arise and damages awarded then if you did not have insurance in place you could end up hungry and homeless!!
I hope this helps.