Wasted 5 minutes of my life

[BogMonster]

Email from Mailspeed Marine this morning offering insurance quotes, and as my current insurance is very expensive and I'm about to start looking at options I thought I'd give it a go.

After all, Haven Knox-Johnston, being named after the very first man to sail single handedly round the world, would surely be happy to help anywhere...

Email a few minutes later (probably less time than it took to fill in the online form)

"I regret to advise that due location of the craft we are unable to offer any terms"

Presumably Robin the explorer doesn't use his own insurance company for his 'round robins'?

Anybody got any suggestions for companies to do RIB insurance in out of the way parts of the world? It can't be rocket science; I'd usually have to try really hard to find another boat under way here never mind run in to it!!!

[Pikey Dave]

.... And it ain't going to get nicked, might get mined though:P

Try Mercia marine, don't know if they do your part of the world but they are "bespoke" & not just off the shelf stuff. If you get stuck drop me a pm,

[Natalie123]

Originally Posted by BogMonster

Email from Mailspeed Marine this morning offering insurance quotes, and as my current insurance is very expensive and I'm about to start looking at options I thought I'd give it a go.

After all, Haven Knox-Johnston, being named after the very first man to sail single handedly round the world, would surely be happy to help anywhere...

Email a few minutes later (probably less time than it took to fill in the online form)

"I regret to advise that due location of the craft we are unable to offer any terms"

Presumably Robin the explorer doesn't use his own insurance company for his 'round robins'?

Anybody got any suggestions for companies to do RIB insurance in out of the way parts of the world? It can't be rocket science; I'd usually have to try really hard to find another boat under way here never mind run in to it!!!

I use Insure My Boat! Give them a whirl!

[ashbypower]

Try Pawthcawl works for us ... never been a problem

[Xk59D]

i just got my renewal in and it is up quite a bit :-(

paying the price for all these outboards being nicked now perhaps.

i'm about to go on the hunt over next few days for a quote. my boat is more than my car now for 20 hours use per year and stored in secure compound, a nonsense really.

cheers

[Hightower]

Just a question and please don't shoot me down but... If it's not going to be nicked and you're not going to run in to any other boats, why do you want specific boat insurance? Is it for total loss or damage at sea or just 3rd party cover that you're after?

[Hightower]

Originally Posted by ashbypower

Try Pawthcawl works for us ... never been a problem

That's who I'm with and the premiums have stayed pretty static over the last few years too.

[9D280]

I;vce used 3rd party sinvce I got mine....

...granted if the engine was nicjked crimewatch would be saying "polie are looking for a bloke with dodgy eyesight"!

Granted mine is nearer the low end of the "value" spectrum, but I worked out that even including the cost of the engine rebuild & the toys I would have broken even as long as nobody nicks it for 4.5 years if I went 3rd P vs fully comp.....

I just make sure I park it beside something shiny for "added security"!

[Cookee]

A mate of mine is in the game - Richard at Unicover and he reckons he can insure anything - not sure if that covers "Everywhere" or not but you could give him a call 01903 211462 or his email is: rna@unicover.org.uk

[BogMonster]

Originally Posted by Hightower

Just a question and please don't shoot me down but... If it's not going to be nicked and you're not going to run in to any other boats, why do you want specific boat insurance? Is it for total loss or damage at sea or just 3rd party cover that you're after?

'Just in case' but the main risks would be

- Fire or some other total loss at sea, low risk but it's a lot of money if it happens...
- Catastrophic trailer or towing failure dumping it on the road

Zero risk of theft - at my old house in town, it sat on its trailer with the keys in it, no hitch lock, no trailer security, would be no likelihood of anybody nicking it. I don't even know what an engine lock looks like! Though some kind soul did loosen the wheelnuts on the trailer once.

I'm only after hull insurance to cover the above, not bothered about 3P really, nobody to run in to, I don't make a habit of carrying non-family passengers anyway. Given I've done 90hrs in 3 years and paid about £3000 in insurance premiums, the insurance costs more than the fuel which is silly...

Yacht insurance seems to be no problem here but nobody is interested in powerboats.

Thanks for the tips I'll follow a couple of them up and see where I go

Failing that I think I'll just self-insure and pocket the money, and if it happens it happens.