I am insured with Craftinsure and on my policy it states in under...
Whilst ashore or in transit or afloat on inland and coastal waters of the United Kingdom and Ireland, and for a period not exceeding 30 days in any one period of insurance in Europe.
IMOGEN is a Cat C boat so...
for the upcoming Isle of Man trip I wanted to make sure that I was covered on my policy so I rang Craftinsure and asked how far of the coast do they class as to be offshore because I want to make a trip to the Isle of Man he told me that Coversure do not put a distance on the policy and that they class the Isle of Man to be in UK coastal waters and would I be in the company of other boats when making this trip, and when I said yes he said that they would not have a problem with my cover for a such a trip on my existing policy and there would be no further charge.
I also asked him that if I wanted to go to Ireland would the same apply ? he said as long as I was in company of other boats the same would apply.
Good to know and glad I made that call.
I will send them an email asking them to clarify this
It might be prudent for other members who have got Cat C boats to check with their insurers to see if they offer the same cover if looking at undertaking such trips in the future.