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Old 19 August 2003, 20:11   #1
Country: UK - Scotland
Town: Glasgow
Length: no boat
Join Date: Aug 2003
Posts: 18
Insurance Claims

We recently hit a water logged railway sleeper, which cracked the gimbal ring on our Bravo 3 outdrive.

The insurance company instructed a surveyor to inspect the damage and whatever he reported has caused them to decide that the damage was caused by wear and tear !

We do not have access to the surveyors report but from discussions it seems that if we had done more damage (holed the hull and ripped the drive clean off) they would have been more likely to pay out.

Has anyone else had a similar problem, goy any advice ?

My advice to anyone caught out by similar misfortune is to get as much evidence as possible - take pictures, retreive driftwood, report to the local coastgaurd, get witnesses ANYTHING you can do to back up your case.

Mark Anderson is offline   Reply With Quote
Old 19 August 2003, 20:17   #2
Country: UK - England
Town: Helston, Cornwall
Boat name: Silver Fern
Make: Rayglass Protector
Length: 8m +
Engine: 2 x 250hp Verado
MMSI: 235024092
Join Date: Apr 2003
Posts: 811
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If you see the thread "a funny thing happened on the way to the Helford" you will see that I am going through a similar process at the moment after hitting some wood.

They can't blame mine on wear and tear though as the boat is only 2 months old.

Its all got to go - make me an offer...............

Skype - alexgreig
gingercoastie is offline   Reply With Quote

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