Cross Channel insurance

[Louise]

Originally Posted by Alan Priddy

And when someone suggests (based on personal history) that a certain action should be taken, someone else knows better indicating the advice given is false.Look at the request for advice, and the comments given. Alan P

I haven't any idea what you're on about (again!). No-one indicated that your advice was false or that s/he knew better! Richard and I were just giving information based on our own policy which does state in writing that we are covered for inshore, coastal and tidal cruising within the limits I have outlined above. Are you saying that the information I give in my posts does not count for anything? I humbly suggest you are taking all of this rather personally!

[John Kennett]

So the message is that everyone should check their policy wording to see if they are covered. If you don't go more than 12 miles off shore then there's unlikely to be a problem, but if you're venturing further afield then it's definitely worth reading th small print.

It looks to me like everyone agrees, but we can't have that getting in the way of an argument!

John

[Louise]

Originally Posted by John Kennett

It looks to me like everyone agrees, but we can't have that getting in the way of an argument!

John, I don't want an argument but I don't like being falsely accused! I do understand though that recent events will have had quite a devastating effect on Alan and in the spirit of good will and friendship I'd like to buy you a drink tomorrow night Alan. Whaddya say?

[Jonny Fuller]

Originally Posted by Louise

I'd like to buy you a drink tomorrow night. Whaddya say?

OH OK, mines a Diet Coke Mrs Nobber ...all is forgiven

[eupa]

Originally Posted by Jonny Fuller

OH OK, mines a Diet Coke Mrs Nobber ...all is forgiven

mine is a glass of Chateau Neuf du pape SVP 1997.
thanks Louise

Jonathan

[Dirk Diggler]

Originally Posted by eupa

mine is a glass of Chateau Neuf du pape SVP 1997.

I bet that tastes nice after a waffle!

[timw]

Originally Posted by Alan Priddy

Insurance companies are only around to take money, not give it away and if they can find a loop hole they will use it. Be warned. Alan P

This statement is not true, they are not "only around to make money". An insurance company that wishes to stay in business will also pay valid claims, based on the coverage afforded and as described in the policy wording.

There are many mixed views of the insurance industry, based on peoples personal experience, unfortunately we usually only get to hear about the bad. The majority of claims in various different lines of business are settled to the satisfaction of the policy holder.

I was interested to see that Insurance Man is also a lifeboat man.....

[eupa]

Originally Posted by Dirk Diggler

I bet that tastes nice after a waffle!

dont be such a philastine. You dont waffle and wine at the same time.

A nice glass of red with a crusty french loaf, a pickle onion and .... wait for it
a chunk of Irish Cheddal to blow your head off.

jonathan

[The Jackeens]

Originally Posted by eupa

.... wait for it
a chunk of Irish Cheddar to blow your head off.

Cheesy

missus

[Jonny Fuller]

Originally Posted by eupa

You dont waffle and wine at the same time.

Depends what you mean by waffle & w(h)ine, you've clearly never met Dirk Diggler

[Matt]

So you're inviting gArf too?

Originally Posted by eupa

...to blow your head off

[The Jackeens]

gArf would improve any gathering

missus

[The Jackeens]

I guess it's worth reading the insurance small print alright. Having things in writing is a good reminder.

Step 1: Now where's all our paperwork?
missus

[SimpleSimon]

I must check mine too

ss

[Charles]

Originally Posted by Brian

"Louise "
• further north than 61 degrees north;
Top of Shetlands
• further east than 10 degrees east;
East coast of Denmark
• further south than 48 degrees 10 minutes north;
Just South of Brest
• further west than 12 degrees west.
Nearly out to the Rockall Bank

Though where does that get us if it doesn't cover the bits of water in between?
Methinks-Better go dig out policy.

Our brokers are the same as yours, Colin Curtis. With our mishap in the middle of the Channel 2 years ago, we were completely covered.
ps. Our policy's wording is the same as yours.

[Richard B]

Had a couple of conversations over the weekend - it seems that there is a "rogue" policy available from a major underwriter which specialises in domestic and motor insurance, which only covers coastal use (ie less than 12 miles from shore) on either side. Their assumption seems to be that you'll take the boat over on a ferry...

[jwalker]

Originally Posted by Richard B

.......... it seems that there is a "rogue" policy available from a major underwriter ......

Is there a problem telling us who, Richard?

[Richard B]

Only that:
1.) It was a private conversation so I would be passing on hearsay that may have been mis-understood.
2.) There's a good chance of the above as copious amounts of alcohol had been consumed.
If I remember correctly, the broker offering the policy was quite open about the limitations when asked about it.

[Pete7]

Fcuk me, I thought the Pacific Console thread was boring just get out there and do it. Remember "A Rib is for life, not just for......"

Pete

[The Jackeens]

Certainly agree with that philosophy


Except I like the Pacific Console thread...where is it again?

Oh here it is...

Essential reading for wintry evenings...especially if you're building your own boat ...

http://www.rib.net/forum/showthread....acific+console

Missus