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Old 14 April 2015, 17:17   #1
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Pickup Insurance

Evening all,

So I think I've decided on a tow vehicle: Nissan Navara Auto on a 2010 plate with 53k on the clock. I'm just having a look at insurance on gocompare.com and during the quote process it asks if I have any "Van NCB". If I select no then I get quotes back of >£1000. I've never owned a commercial vehicle before so my 15 yrs+ of NCB has been earned in cars. Does anyone have any experience in this area? Can one get car NCB taken into account? Even if I put 15 years NCB in I'm still getting quotes almost twice what I pay for the Exeo.
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Old 14 April 2015, 18:45   #2
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I found with anything out of the ordinary-ie, not a normal Joe Bloggs type car- that comparison websites are a load of tosh.

Contact the companies direct or you'll rapidly find that in many cases what the comparison website asks for isn't what the insurance company itself wants to know.
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Old 15 April 2015, 01:41   #3
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I had the same with my truck, try ringing insurance companies that specialise in trucks:-

Adrian Flux
0800 369 8590
http://www.adrianflux.co.uk/

A-Plan Insurance
Car insurance, home insurance and more from A-Plan
01635-879910

NFU
NFU Mutual: Business, Personal & Farming Financial Services
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Old 15 April 2015, 01:48   #4
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Originally Posted by Boatintercoms View Post
I had the same with my truck, try ringing insurance companies that specialise in trucks:-

Adrian Flux
0800 369 8590
http://www.adrianflux.co.uk/

A-Plan Insurance
Car insurance, home insurance and more from A-Plan
01635-879910

NFU
NFU Mutual: Business, Personal & Farming Financial Services
We have a fleet policy with NFU including the Nav
I have the boat trailer on it to at their recommendation
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Old 15 April 2015, 05:30   #5
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Looks like we'll need to scrap the whole idea. Apparently I can't use my protected NCB on the Navara because I have a claim in the last year (minor bump at a junction, she got Alderney involved so I wasn't able to settle off the insurance). The best A-plan could do was £1800. Dunno if i'll be able to get my deposit back from the dealer. Looks like I'll just have to fry the Exeo's clutch.
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Old 15 April 2015, 06:18   #6
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Buy a Hilux Surf as a stopgap and be done with it
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Old 15 April 2015, 07:21   #7
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Nfu is about the best don't bother with Adrian flux heard they have issues and are a bit like Dick Terpin 😳
A-plan and Nfu seem to come out best with the Defener brigade
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Old 15 April 2015, 07:46   #8
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Don't you need to be a farmer?
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Old 15 April 2015, 07:49   #9
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Nope give em a call office in elland
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Old 15 April 2015, 13:45   #10
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Just spent an hour on the phone with the NFU for a quote of £1120. Even with a voluntary £1000 excess it's still north of 900 quid! I don't understand why it's so expensive! I'm not even putting business use on it.
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Old 15 April 2015, 14:02   #11
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Wow 😳 that's no good my 130 is about £600 for the full monty and carrying gas etc
The D4 is under £600
Try A-plan they seem to be well spoke of on Land Rover forums
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Old 15 April 2015, 14:07   #12
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Coz if you hit something with it it gets proper mashed up.
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Old 15 April 2015, 14:11   #13
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Coz if you hit something with it it gets proper mashed up.

Yeh I've done that 😎
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Old 15 April 2015, 14:14   #14
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One burgered Audi TT 😁
I drove away she didn't
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Old 15 April 2015, 14:54   #15
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I just bought a new Isuzu d Max blade after PX ing my Vw Touareg. Private use only, I was able to use my 10 years NCB and all for under £400.
The insurance was with Aviva arranged through my broker who is Mannings.

I much prefer to use a broker as they allways do all the leg work.
Comparison websites I have found just don't understand anything other than bog standard cars.
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Old 15 April 2015, 15:22   #16
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Ford Ranger private use less than £300 with Tesco. Full car NCD was accepted.
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Old 15 April 2015, 15:24   #17
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Wow 😳 that's no good my 130 is about £600 for the full monty and carrying gas etc
The D4 is under £600
Try A-plan they seem to be well spoke of on Land Rover forums
Tried 'em. Best they could do was 1600.
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Old 15 April 2015, 15:27   #18
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Tried 'em. Best they could do was 1600.

😳 robbing buggers it ain't as if you live in a dodgy area or owt
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Old 15 April 2015, 15:34   #19
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Might be worth talking to Alan & Thomas http://www.alan-thomas.co.uk/about-us

They are the company that have recently been offering good prices on RIB insurance, but also sorted me out a good deal on my motor insurance when I couldn't get any sense out if anyone else.

Like phoenixpete said, unless you fit easily into the tick boxes then a decent broker is worth any number of comparison sites.
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Old 15 April 2015, 15:41   #20
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Quote:
Originally Posted by phoenixpete View Post
I just bought a new Isuzu d Max blade after PX ing my Vw Touareg. Private use only, I was able to use my 10 years NCB and all for under £400.
The insurance was with Aviva arranged through my broker who is Mannings.

I much prefer to use a broker as they allways do all the leg work.
Comparison websites I have found just don't understand anything other than bog standard cars.
I got a Dmax commercial 'van' quote for £422 December last year from go compare 19 years NCB right enough ?
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