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Old 02 November 2007, 15:15   #11
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I know it does but how will the insurance company know if they have been removed???

You've obviously not had to deal with a fkkn loss adjuster after the theft of a boat or an outboard.
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Old 02 November 2007, 15:29   #12
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Volcano!

Are the Volcano Locks not original Suzuki parts?
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Old 02 November 2007, 16:02   #13
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I was told by my insurance company that if there is no visible sign of force
then the claim is not valid.
just makes me wounder why i would not be insured at a motorway service area
if i did not have a wheel clamp fitted even though it would be locked onto the car.
But i can leave the boat in say Northney marina on a mooring and its insured.
How dose that work
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Old 02 November 2007, 16:14   #14
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How can there be visible signs of force if the engine has gone? Lock picking is suprisingly simple - fortunately though most thieves seem to have lost the subtle art............
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Old 02 November 2007, 16:17   #15
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How can there be visible signs of force if the engine has gone? Lock picking is suprisingly simple - fortunately though most thieves seem to have lost the subtle art............
if you are going to forceably remove an engine you will damage the boat not the engine as damage will affect its resale value
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Old 02 November 2007, 16:21   #16
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if you are going to forceably remove an engine you will damage the boat not the engine as damage will affect its resale value
Yes like the chainsaw attack I mentioned earlier - makes you wonder whats the point of a lock - they will cause more damage to the boat!!!
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Old 02 November 2007, 16:28   #17
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Yes like the chainsaw attack I mentioned earlier - makes you wonder whats the point of a lock - they will cause more damage to the boat!!!
Well thats the choice of the insurance company (who cover the boat for that damage too). I assume (although I have heard of such damage too - but never seen it) that the payouts because of engines stolen this way is far below the payouts they could have from unsecured engines... ...the insurance company aren't doing it to be arsey they are protecting their profits (and therefore probably your pension!)
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Old 02 November 2007, 16:30   #18
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The Consul , bow locker and rear seat on our rib all have lockable opening catches but we where told not to lock them as it would cause more damage than the value of what a thief would take.
But hey have you ever seen a poor insurance company
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Old 02 November 2007, 16:31   #19
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Roy you may find your policy says that the boat needs to be chained to the pontoons?.
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Old 02 November 2007, 17:25   #20
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Well thats the choice of the insurance company (who cover the boat for that damage too). I assume (although I have heard of such damage too - but never seen it) that the payouts because of engines stolen this way is far below the payouts they could have from unsecured engines... ...the insurance company aren't doing it to be arsey they are protecting their profits (and therefore probably your pension!)
I can understand using a lock on a small outboard like a 15hp but surely if they have the ability to take a 250hp away a few locks won't stop them? I suspect the insurance company data is mainly for the smaller engines.
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