I am biased as I have the 5.4 SR
and don't have a problem getting wet except in very big seas of high cross winds if you are doing slower speeds.
I disagree with the earlier post about keeping it on a mooring as mine sits on it's mooring from Late Feb early March until Oct Nov and I just acid spray the hull about twice a year. (15 minute to 1/2 hour job maximum).
My Hull is a 1996 and was 9 years old when I got it and the only things I've had to do are fill a few small gel coat chips and replace the grab handles. (Rope and garden hose do the trick). Tubes have required no work except one patch when some kind sole decided the rear cone looked too hard and stuck a knife in it
I also question Jelly's comment about using it as a dinghy safety boat which is how many 4.1 and 5.4 SR's spend their lives. WIth the flooding hull they are more stable at rest and you are closer to be able to tender any assistance required. The flooding hull also helps when you leave the boat on a mooring as the don't jump about as much in the waves or get as badly affected by the wind so they don't worry the mooring line as much.
I'm not knocking the Tornado as I haven't owned one and have very limited experience with them but do know they generally have a good rep as long lasting, good boats.
All this just IMHO of course.