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Old 13 April 2017, 17:24   #71
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Originally Posted by dubrus View Post
he is not lying to his insurance though, evinrude said the sandbank/beach done it, that is all he has to say.
I'd expect the insurer to want to know where and when it hit the sandbank, who was helming and how fast they were going... (and why its taken so long for a claim).

In your best case he'll be out of pocket for the Excess (often doubled for "underwater machinery"*).

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even if he proves in a university that the metal has a flaw you cannot prove hitting the sand didn't contribute to atleast premature failure....as the skeg picture gives enough evidence to that effect.
I think you are preempting the expert's report! Its pretty staggering how much a metallurgist can tell you...

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if his insurance contest it and say it is evinrudes problem them as long as he has legal cover they can fight it out.
Maybe- although the discretion on which claims they pursue usually lies with the insurer. To them this is a low value claim and might not be worth it.

* now that we mention it - would an insurer try to argue this isn't underwater so not covered? I'd need to dust off my policy small print...
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Old 13 April 2017, 17:30   #72
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i can't be bothered with multi quoting so i'll just answer directly-

all he has to tell his insurance is he was seeking info from evinrude, hence the delay, no lies involved.

in your example he has to pay for getting a report done and still hope evinrude will admit liability anyway, could be put towards the excess or the repair potentially. not sure how much one of these reports costs???

i did mention a few posts ago about checking the underwater policy, evinrude said hitting something caused this so problem potentially solved. (subject to checking the policy smallprint)

i am in no way preempting the experts report, i'm preempting what evinrude will say when they find out there was a metal problem of some kind. if you prove a metal problem you cannot claim insurance, so you have just ruled out 50% of your choices voluntarily and you will need to rely on evinrude accepting hitting something did not cause or atleast contribute to the issue.

the point is if the OP has legal cover and insurance nor evinrude will pay then he can perhaps make use of the legal cover to get some proper legal advice on how to proceed. i've made use of it recently with car insurance policy for faulty car and worked wonders for me.

there are pros and cons with whatever way to proceed no doubt.

if there was no skeg damage i would probably be saying the same as yourself, that gives evinrude a decent ace up the sleeve.
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Old 13 April 2017, 18:15   #73
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Originally Posted by two stroke mick View Post
I have been thinking of the failure mechisim for this bracket and am convinced that it is caused by the lack of support under the saddle.

Tsm
I would disagree with that theory as the force acting on the saddle bracket is upwards due to the action of the trim ram pushing upwards to trim the engine out . Therefore a block under the saddle would do very little as the bracket is being forced away and not down on to the block
I think the bracket is just a little too weak which tends to show up on ribs due to the nature of their use
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Old 13 April 2017, 18:23   #74
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Any collision severe enough to snap the transom bracket, would have wiped the skeg off, I know these things
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Old 13 April 2017, 18:27   #75
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Any collision severe enough to snap the transom bracket, would have wiped the skeg off, I know these things
common sense has no place in warranty claims, cmon now
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Old 14 April 2017, 03:49   #76
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i informed my insurance after taking my rib down to powerhouse marine .he said he thought evinrude might not pay . its hard now as i dont have access to take photos etc so have to work between them and as i dont do email usually i keep making mistakes . the quote is 2451 pound so its going to be interesting what they say . i have been with them over 10 years and never claimed . hope that counts for something
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Old 14 April 2017, 03:53   #77
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just thought id add i am looking for another rib but without an evinrude engine if any ones got one for sale
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Old 14 April 2017, 03:56   #78
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Quote:
Originally Posted by beamishken View Post
I would disagree with that theory as the force acting on the saddle bracket is upwards due to the action of the trim ram pushing upwards to trim the engine out . Therefore a block under the saddle would do very little as the bracket is being forced away and not down on to the block
I think the bracket is just a little too weak which tends to show up on ribs due to the nature of their use
If the Warranty covered it first time...it should now IMO...simple!
All engines breakdown and fail at times ...good back up is a BIG influence on choice.
For a company always raving about thier warranty. (See G2 Hyperbole!)...seems a little/very short sighted to me.
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Old 14 April 2017, 04:02   #79
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What engine make does provide the best and worst warranty support?
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Old 14 April 2017, 04:14   #80
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i informed my insurance after taking my rib down to powerhouse marine .he said he thought evinrude might not pay . its hard now as i dont have access to take photos etc so have to work between them and as i dont do email usually i keep making mistakes . the quote is 2451 pound so its going to be interesting what they say . i have been with them over 10 years and never claimed . hope that counts for something


That price sounds stiff. I can't help but think that throughout this episode you have been taken for a ride & not necessarily by BRP. I've asked a couple of times where the info has been coming from regarding the denial of liability for the failure, directly from BRP or is it the dealers opinion? Still awaiting clarification on that one Any dealer worth his salt would be fighting your corner tooth & nail. BUT...a dealer gets minimal payment from BRP for carrying out warranty repairs, where you on the other hand are about to be stung for £2.5k for a full retail price repair. So you can see why a dealer might not be too keen to press your case. I would certainly be contacting BRP direct & kicking up a stink & also getting a second opinion from another dealer.
Just IMO
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