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Old 01 October 2010, 09:51   #1
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Country: UK - England
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Survey for Insurance

My RIB is reaching the age when my current insurance company need a survey.

How do I go about this and how much is it likely to cost me?
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Old 01 October 2010, 10:01   #2
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Make: Ribcraft 6.8
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how old is your boat?

i thought 20 years was the normal for a survey for insurance purposes.

cheers
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Old 01 October 2010, 10:09   #3
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Yes, 20 years old.
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Old 01 October 2010, 14:32   #4
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Phone a boat surveyer (look in the back of practical boat owner or similar) expect to pay about 10 per foot of boat length for complex cabin boats, yachts etc, probably much less for a simple open boat like a rib.
Watch out for extras like travelling expenses,if its on a trailer offer to take it to them.
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Old 01 October 2010, 17:14   #5
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Country: UK - England
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Hi Orville,

Ask your insurers what they want exactly, and if they have any criterion regarding what surveyors they will accept:

YDSA?
PI insurance?
"Full out of water"?
"Valuation"
"hull and deck structure only"

Then with this information have a phone around the local surveyors in your area to see what they can offer.

www.ydsa.co.uk should turn up a couple in your area.

I think that Bosun might be a little off in pricing at 10/ft for a proper surveyor though.

Would agree that bringing the boat to the surveyor will save you money - especially if the fee is to be kept low. A simple survey outside the surveyors office on a windy October Wednesday when he's quiet could be a good "fill in" job.

What boat is it -can't be many that are 20 years old - apart from seariders!

As an aside there may be web based insurers that don't need a survey for a 20 year old boat. - The requirement varies depending on market conditions - it used to be 10 years of age 20 years ago.

Regards



Duncan
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Old 02 October 2010, 06:43   #6
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It is an Osprey Sparrowhawk. Little use over the last 5 years but showing its age a bit here and there........

Thanks for the information.

Anyone got any recommendations for surveyor in the Bristol area before I put a pin in a directory?
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Old 02 October 2010, 20:00   #7
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insurance

Hi just as an alternative not all insurance companies require surveys in my experiance? I've got an old searider and a typical survey was going to cost more than the annual premium. GJW direct in Worcester only wanted a self declaration of the condition of the Hull, outboard, recent servicing etc. I've since changed & my current insurers haven't asked either

regards AL
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Old 03 October 2010, 05:20   #8
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Quite often they will accept a boat condition report from a boat builder or repairer - a lot cheaper than a surveyor!
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Old 03 October 2010, 05:42   #9
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Thanks All,
I have requested information from my underwriters.
Orve.
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