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Old 14 July 2014, 17:01   #31
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snow sports,

I put in my comment because a few comments were made about the buyer picking up the boat early, which I did not like.

I was more than 100% sure that you were just as shocked as I was when I informed you the boat was stolen. Obviously I am still very peed off the boat has gone but also disappointed as I knew the boat was going to be looked after by its next owner.

Rgds

james
I saw your Stolen Boat poster in the Harbour Master's office at Warsash last weekend.

Did you get anywhere with your insurance company?
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Old 14 July 2014, 17:12   #32
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I saw your Stolen Boat poster in the Harbour Master's office at Warsash last weekend.

Did you get anywhere with your insurance company?

I have had a loss adjuster/ marine theft investigator around to go through the details and take a statement. But for me it looks like it is going to end up being one very expensive lapse. The day prior to the theft was one of those days of running around trying to get a million things done and trip to visit family thrown in.
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Old 14 July 2014, 17:19   #33
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So because you didn't have a lock on it they aren't going to cover the insurance? Is that an "over there" legal thing or a stipulation in your insurance coverage? I've never heard of anything like that here in the USA. I'm curious if I need to go digging more. I read through my insurance docs and didn't see anything related to that.

Jason
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Old 14 July 2014, 17:31   #34
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Quite normal over here, trailer has to have wheel clamp or hitch lock on to be insured!
So if you take the wheels off without a clamp you are not covered
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Old 14 July 2014, 17:46   #35
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that's brutal.
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Old 14 July 2014, 18:36   #36
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Funny thing is most don't specify a certain type of wheel clamp.
It could be a 10 ebay thing or a 200 bad-boy.
My wheel clamp cost me 50 and it took me about 20 seconds to take off when i forgot my key one day.
It seems like just another little thing they can catch you out on when it comes to pay out on a claim.
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Old 14 July 2014, 18:39   #37
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Well I double checked with my agent and we don't have those requirements here. Common sense says they might be a good idea though....
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Old 14 July 2014, 18:46   #38
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It works amazingly well and has so far been 100% reliable.
Wow how many times has your boat been nicked
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Old 15 July 2014, 09:08   #39
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My insurance also does not specify the type of lock. I still bought an expensive one. But if I leave the boat for a while (holiday) I plan to remove the trailer wheels, except the one with the lock on.

Plus two trackers and alert neighbours. Im also hoping that an odd RIB and living miles from the sea may help.

But it does seem you cant take too many precautions.

I once spent an afternoon sawing a steering wheel lock off a car in Bath. Not one of the hundred or so passers-by said anything. Took a few hacksaw blades to cut through the weld, but no effort other than time and a hacksaw from Halfords in the same street.

I hope it turns up for you.
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Old 15 July 2014, 09:57   #40
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I stripped my hubs down, and therefore had the wheels off and no clamp - I emailed my insurance company for some guidance...

I got this reply - "we would regard removal of the wheels to meet our security requirements, and so your RIB and trailer would still be insured."
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