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Old 07 January 2015, 15:21   #1
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Country: UK - England
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Make: Scorpion
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Rib Insurance..

Not the most exciting topic, until you need to call upon it..

So who do you use for your insurance? also the question of hull design speed...

I guess our next boat will be capable of high 40 / low 50 its but i really don't know. it seems that +45 its is the threshold where additional premiums are charged?

Any recommendations on who to contact for quotes, its been a few years since we had any cover.

Thanks in advance.
Zippy.
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Old 07 January 2015, 15:27   #2
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Country: UK - England
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Boat name: Gemineye
Make: Ribeye S850 charter
Length: 8m +
Engine: 300hp
MMSI: 235097445
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Dean Shaw at Denovo in Lymington , very knowledgable
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Old 07 January 2015, 17:11   #3
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Country: UK - Scotland
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Make: Halmatic Arctic 22
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I've used Bishop Skinner, they were really very good when it came to making a claim for consequential damage, felt they actually fought my corner.
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Old 07 January 2015, 17:14   #4
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+1 for Dean. Great if you need a tailored policy or have any commercial use.

As to speed, some companies have a 50 knot cut off above which they won't offer cover.
Had one personal injury claim (none of the mainstream insurers) we looked into involving vertebrae fracture in a very fast rib. The rib was clearly a 50 knot plus boat - owner told us 57 knots. Policy had a limit of 50 knots. The claim was initially declined although I think it went to the Ombudsman and they were interested on what was said on the phone when the policy was taken out.

Make sure you ask the question before you take out cover!
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Old 07 January 2015, 17:16   #5
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Quote:
Originally Posted by GordyP View Post
I've used Bishop Skinner, they were really very good when it came to making a claim for consequential damage, felt they actually fought my corner.
Very straightforward claims guys there that we often work for.
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Old 07 January 2015, 18:08   #6
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Country: UK - Scotland
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Make: Zodiac Pro 500
Length: 4m +
Engine: Yamaha 70hp
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Porthcawl insurance is my choice.
Boat Insurance, Yacht Insurance, Marine trade, Porthcawl, Jetski
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Old 08 January 2015, 03:23   #7
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Make: Shearwater 860
Length: 8m +
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All insurance companies are helpful when you sign up with them but I've actually had two claims in the last 15 years. Both of these were handled successfully by Porthcawl Insurance, they are rib specialists and I've found them to be excellent and competitive on premiums.
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Old 08 January 2015, 03:30   #8
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porthcawl not had to claim but price is ok
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Old 08 January 2015, 04:45   #9
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+1 for Porthcawl! I've been with them for 2 years now - reasonable prices for good cover of boat on and off the water, trailering and the occasional overnight alongside in a marina. Fortunately I've not had to claim, fingers crossed this continues.
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Old 08 January 2015, 05:43   #10
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+1 for Porthcawl.

I only moved from them to Bishop Skinner as we had the kids sailing dinghies with Bishop Skinner - and they would do a pseudo multi-boat policy.

4 boats, one policy
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