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Old 08 January 2015, 05:48   #11
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Country: UK - England
Town: Chesterfield
Boat name: Sea Quell
Make: Picton Cobra
Length: 5m +
Engine: Mercury 150 4 Stroke
MMSI: 235038298
Join Date: Sep 2003
Posts: 859
+1 more for Porthcawl. Had to claim for a write off in 2005 and all settled quickly and fairly. Go for the agreed value policy if you can - at least you know what you are paying for and if $%!t happens you know what you will get paid out
Jeff
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Old 08 January 2015, 05:55   #12
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Country: UK - England
Town: Portsmouth(ish)
Boat name: Wings
Make: Ribeye
Length: 6m +
Engine: Yamaha F115 AETL
Join Date: Oct 2013
Posts: 615
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Yeah, the agreed value is good, but only counts towards the whole boat (and trailer if on that at the time) being written off/stolen. If the engine alone is stolen (for example) then you get market value, less loss adjustment for the age of the engine, etc. I checked with them when renewing mine this year. They did tell me that the assessor would look at the engine's value but also take into account the cost of renewing like for like.

In short - if someone steals your engine, make your boat disappear too!

Porthcawl however were the only company that would offer agreed value for my boat, with it being 2003. HKJ, for example, wouldn't as it's too old for their policy.
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Old 08 January 2015, 08:41   #13
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Porthcawl for me, I did some shopping around and they matched the lowest price without any hassle, documents all came on time, english support and on calls (sorry I know not PC but I cant stand overseas call centres as they are so much more hassle).

All good experience so far with Porthcawl.
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Old 08 January 2015, 10:18   #14
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Country: UK - England
Town: Manchester
Boat name: Serenity,PuddleHound
Make: Avon R310,Prowave380
Length: 3m +
Engine: Johnson10,Mariner10
Join Date: Oct 2014
Posts: 209
I'm with noble marine. Very cheap premium but seems comprehensive.
Haven't had to claim but they cover the outboard when it's off the boat and locked away or on the boat as long as there's a wheel clamp on the trailer.
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Old 09 February 2015, 13:05   #15
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Country: UK - England
Boat name: Carpe Diem
Make: Ribeye 650S
Length: 5m +
Engine: Yamaha F150
Join Date: Oct 2012
Posts: 547
Lots of recommendations for Porthcawl and I am currently with them but due for renewal this week. Not sure everybody else is aware but you can only stay within 12 miles of the shore as any further a aux motor is required for insurance which may not suit me this year as I may have some offshore visits planned for this year so I will try to Dean as mentioned in earlier posts and am open to other recommendations?
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Old 09 February 2015, 13:40   #16
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Country: UK - Scotland
Boat name: imposter
Make: FunYak
Length: 3m +
Engine: 2 stroke YAM 20 HP
MMSI: 235089819
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Posts: 10,114
Quote:
Originally Posted by whackywoody View Post
Lots of recommendations for Porthcawl and I am currently with them but due for renewal this week. Not sure everybody else is aware but you can only stay within 12 miles of the shore as any further a aux motor is required for insurance which may not suit me this year as I may have some offshore visits planned for this year so I will try to Dean as mentioned in earlier posts and am open to other recommendations?
Porthcawl are a broker, so (I) should be able to arrange cover to suit your requirements (II) not everyone with Porthcawl will have the same requirements. However 12 miles is a fairly common restriction, and if you are going that far solo, an Aux isn't a crazy idea!
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Old 09 February 2015, 13:45   #17
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Country: UK - England
Boat name: Carpe Diem
Make: Ribeye 650S
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Engine: Yamaha F150
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Don't want to go solo but with a group of people and I explained this to Porthcawl and they are not being accommodating at all, thanks anyway Poly
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Old 09 February 2015, 16:03   #18
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Country: UK - England
Town: Oldham
Boat name: Nemanda
Make: Aluminium
Length: 6m +
Engine: 140hp Tohatsu
MMSI: 235065639
Join Date: Jan 2008
Posts: 869
Odd we did Ireland a while ago from Wales rang and explained all agreed with them no problem


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Old 10 February 2015, 01:23   #19
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Country: UK - England
Town: South Yorks
Boat name: Black Pig
Make: Ribcraft
Length: 5m +
Engine: DF140a
MMSI: 235111389
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Posts: 7,596
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Mercia Marine, very flexible, no restrictions re.distance offshore etc. Agreed value with all items listed separately i.e. Hull, engines, trailer, electronics. So each item is individually insured for an agreed value. Unerwriters are "in house" so can agree changes on the spot, or at least within minutes. I've called them out of hours for a change to the policy & been diverted to the underwriter who has agreed the changes on the phone, followed up by an email, can't fault 'em. You gets what you pays for.
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Old 10 February 2015, 06:19   #20
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Country: UK - England
Town: Bournemouth
Make: Avon
Length: 3m +
Engine: Merc 25hp 2stroke
Join Date: Nov 2014
Posts: 93
I work for Alan & Thomas Insurance Brokers so maybe a bit biased, however we have been very competitive for a number of forum members (me included) so feel free to give us a go.


I know John in the marine division is getting a trade account set up and is looking to put together a scheme for Ribnet users so watch this space.
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