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Old 22 February 2013, 06:21   #1
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Rib insurance

Hi anybody able to recommend a good company to insure my rib as I'm new to boating and I don't want to get ripped off. :-)

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Old 22 February 2013, 06:23   #2
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Hi anybody able to recommend a good company to insure my rib as I'm new to boating and I don't want to get ripped off. :-)

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It's one that has been discussed a few times. May I suggest you do a search.

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Old 22 February 2013, 06:24   #3
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Match, to be honest, there are loads of insurance companies out there, as yet in 15 years of having a boat, I have been lucky and never had to claim, so I do not know if the companies I have used are any good.

So in short, I cant answer your question, however I am sure someone will soon.

Steve
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Old 22 February 2013, 07:50   #4
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Again same answer as above, you never know how good an insurance company is until you need to use them by way of a claim.

If it helps I am with craftinsure they are well priced and flexible I had problems last year getting cover to go in convoy to the channel Islands this company covered it. HOWEVER, thank fully I have not made a claim so proof is in the pudding.

I know there are a few guys with them. Craftinsure Boat Insurance | Compare Yacht, Narrowboat, Dinghy, RIB, Speedboat, Canoe and Kayak Insurance

PeterM can advise who not to insure with
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Old 22 February 2013, 07:58   #5
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Yacht Insurance - Boat Insurance YACHTING24


one that I used as it was the cheapest i.e. £39 for a rib with 30hp.... third party £3,000,000 cover
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Old 22 February 2013, 08:11   #6
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CRAFTINSURE were good for me, I had to claim last year and they paid out with only one quotation from Menai Marine and didnt even send a surveyor out, policy has gone up a bit this year but still stook with them for their previous service
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Old 22 February 2013, 08:48   #7
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Craftinsure.com

are susspiciously cheap used them for ages & always thought this could be difficult if I had to claim but had a claim of several thousand pounds a couple of years ago & they couldnt have been better

I'm always suspicious of companies like them that do all there business online & expected to have to do all the claim online too but it wasnt they were always there at the end of the phone & returned calls if they didnt have the answer straight away

highly recomended
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Old 22 February 2013, 09:05   #8
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Quote:
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Yacht Insurance - Boat Insurance YACHTING24

one that I used as it was the cheapest i.e. £39 for a rib with 30hp.... third party £3,000,000 cover
Hi thanks but I'm after comprehensive thanks Nigel

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Old 22 February 2013, 09:16   #9
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insurance

hi my thought's go to

Curtis Marine Insurance Plymouth

or Alker Brothers in Manchester
a quick Google will find there details

John
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Old 22 February 2013, 09:53   #10
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Hi thanks but I'm after comprehensive thanks Nigel

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They do comprehensive also.
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Old 22 February 2013, 10:36   #11
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Craftinsure for me as well, and you can pay monthly and stop your payments anytime.
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Old 22 February 2013, 10:42   #12
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Craftinsure for me too

Because they are cheap and was recommended them by the trade as being the best value for money
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Old 23 February 2013, 06:31   #13
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There price dose seem good, dose any one know if the cover towing water skiers etc?
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Old 23 February 2013, 06:50   #14
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Quote:
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Hi anybody able to recommend a good company to insure my rib as I'm new to boating and I don't want to get ripped off. :-)

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Nothing to do with Insurance - what boat did you get ?

Pete
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Old 23 February 2013, 07:16   #15
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After the problems that the poor chap who killed his son found, check the small print to make sure that it covers the age groups that you intend to carry. He was not insured as his son was too young. But I guess, insurance won't bring his son back so it would have been little consolation even if he was covered.
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Old 23 February 2013, 10:16   #16
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I've used these for the last few years - Boat insurance, online quote for your boat, yacht or dinghy in the UK

Used to use Swinton but they got very expensive, very quick.

I don't like this exclusion found in some policies, including Craftinsure's; • Accidents whilst “BoatNameHere” is in transit by road

Found this in our dive club policy as well. Not good as my car insurance won't cover it either. At least the policy via Insure my boat covers transport.
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Old 23 February 2013, 12:33   #17
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Quote:
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Nothing to do with Insurance - what boat did you get ?

Pete
Tornado 5meter with 50 hp Yamaha electric tilt and trim nav,fish finder a frame :-)

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Old 23 February 2013, 13:32   #18
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RIB Insurance | Rigid Inflatable Boat Insurance from Towergate
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Old 26 February 2013, 07:34   #19
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I also need insurance for a Ribcraft 7.8 with a 250 Suzuki on the back? I have to say that insuring a boat is a minefield.

Craft insure want a design speed that is lower than 45 knots! I bet most of your boats go faster than this.

Towergate won't insure anybody for accidental injury that is under 18 or over 76. So unless I am negligent where there is then a third party claim against me (which has a high burden of proof) for anybody carrying children on his policy tuff luck!!

I think they are better insured if you are towing them on a ring or skis!

This is the wording of the Towergate Platinum insurance Policy in respect of personal injury:

Your Policy insures You and Your passengers for accidental death or accidental injury while You or they are on Your boat, or getting on or off it.

Exclusions - Your Insurers will not pay:

• If death or disablement happens more than 12 months from the date You or Your passengers have been injured;
• for anybody under 18 or 76 or over at the time of the accident;
Etc etc

It's not the broker that writes the policy it is the underwriters. Has anybody had a good read of their policy wording which would cover this? I would like my children insured as well as my adult guests.

Thanks.
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Old 26 February 2013, 07:41   #20
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I use Bishop Skinner Marine, had to make a couple of claims which were dealt with well.
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