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Old 13 April 2012, 08:15   #1
Country: UK - Wales
Town: Cardiff
Length: no boat
Join Date: Sep 2010
Posts: 10
RIB Insurance

I'm about to buy a second hand rib circa 20k. Any names on competitive insurers welcome? Cheers

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Old 13 April 2012, 08:21   #2
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Country: UK - Scotland
Town: Girvan & Tayvallich
Boat name: Breawatch
Make: Ribcraft
Length: 5m +
Engine: Mercury 150 F/stroke
MMSI: ex directory!!
Join Date: Sep 2008
Posts: 5,279
Hi Simon welcome. I would suggest you do search
As there has been many threads on this subject. If it helps I use Euromarine.

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Old 13 April 2012, 09:05   #3
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Country: UK - England
Town: portsmouth
Boat name: Hullabaloo
Make: Humber
Length: 8m +
Engine: 225 Optimax
Join Date: Mar 2011
Posts: 611

a new customer of the Dry Stack has just bought an Avon 5.8 with a Yamaha 115 4- stroke for 19,950 and has insured it with Towergat Marden for 267 (no water skiing). PM if you want exact details, but hope this helps.

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Old 13 April 2012, 14:03   #4
Country: UK - England
Town: hampshire
Make: zodiac
Length: 6m +
Engine: evinrude 150
Join Date: Apr 2012
Posts: 207
craft insure 6.2m avon f115 189 no skiing
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Old 13 April 2012, 15:19   #5
Country: UK - England
Town: Sussex
Make: RIBTEC 655
Length: 6m +
Engine: Yam 150
Join Date: Oct 2007
Posts: 1,152
Noble Marine, very competitive and great support, I pay just under 200 for my 6m with 10 years no claims.

Used Towergate on a catamaran one, after two month injured my arm and sold it, cancelled the policy and got no money back at all, every other insurer I've ever used has credited me for the remainder of the policy, I even asked Towergate if they could credit me as I knew I was buying a RIB, but no, lost about 300.
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Old 14 April 2012, 03:59   #6
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Country: UK - England
Town: Fareham
Length: 6m +
Join Date: Sep 2003
Posts: 7,829
You want to decide whether you insure "market" value or "agreed" value.

This makes can make big difference in premiums so comparing what others are getting can be difficult.

I insure with an "agreed" value insurance as i like the idea that I'm going to be fully covered should I need to claim. I hate the idea of haggling with insurance companies and then having to agree a value that was always going to be less than I thought.

I insure though Porthcawl insurance and it costs me from memory 280/year for 25000 worth of cover. I have 4 years NCB which translates to 25% discount

Here's the link:
RIB Insurance, Rigid Inflatable Boat Insurance, online quotation

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Old 14 April 2012, 05:32   #7
Country: UK - Wales
Town: Llangefni
Length: 3m +
Join Date: Aug 2011
Posts: 42
We have a Navigators and General policy, which includes waterskiers and is upgraded to include toys (excluded from their default policy, though amusingly they were still adamant that this does not include airborne toys. As if we were about to start a parascending business with a 3.9m RIB!). But we got it at "mates' rates" so I don't know what the usual cost is.

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