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Old 26 February 2008, 13:01   #1
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Rib insurance

I am trying to get aquaote for my rib and I have been asked what is its max speed.

It is a 4.9m Valiant with a 60 ETEC what max speed can I expect to get?

Is it normal that the rib insurance covers the rib while towing?
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Old 26 February 2008, 13:21   #2
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If you can get past 30knots, your premium might increase.
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Is it normal that the rib insurance covers the rib while towing?
That varies company to company. Some will cover the rib for loss. Some will cover the rib for loss but apply an excess. Some will cover the rib for only third party loss. Most wont cover the trailer but your car insurance will cover it for third pary liability. You do need to read all the small print. It's been discussed a few times so it's worth doing a search.
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Old 26 February 2008, 13:33   #3
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I was told that any thing over 50 knts was regarded as a racing speed
so its like putting words in your mouth
Of course my rib only dose 49 knts and the quote falls accordingly
I changed from Mardon to Porthcawl
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Old 26 February 2008, 13:44   #4
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insurance

I would also support Porthcawl as they have matched other quotes on 50knot rib
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Old 26 February 2008, 13:46   #5
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tow cover

Sorry missed the towing cver, yes most do cover but check this or ask for it, cant answer your top speed
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Old 26 February 2008, 14:23   #6
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Quote:
Originally Posted by two stroke mick View Post

It is a 4.9m Valiant with a 60 ETEC what max speed can I expect to get?
I would say in the range of 32knt or 37mph max.

I have found Porthcawl insurance to be very reasonable also.
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Old 26 February 2008, 14:52   #7
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I've just had a trawl through the Irish market for rib insurance - magic speed seemed to be 40. Obviously no-one knows exactly how fast your kit is, so any realistic figure will be accepted - find out where the penalties kick in!

I may be wrong about this, but my understanding about the trailer is that the rib policy covers the actual rib and trailer under tow, but your car policy covers any third party damage or injury - so check the car policy - I've seen what a "loose cannon" SIB can do. Luckily, sheep are cheap......

Allianz Direct where cheap, if a bit ditzy - and their liability cover was much lower (by over a million euro) than the others. General advice seems to be 2.5 mil cover, us being so fond of the High Court and that.
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Old 26 February 2008, 16:32   #8
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Send a message via AIM to Top banana
I allways thought it was the manufactures max design speed that insurance companys are interested in.
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Old 26 February 2008, 16:59   #9
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Try Richard Walton-Gould at WG Insurance 01737 557020.

Always been very cheap and beaten Porthcawl and Mardon for me.
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Old 28 April 2008, 04:10   #10
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Quote:
Originally Posted by C2 RIBS View Post
I would also support Porthcawl as they have matched other quotes on 50knot rib
Trying to swap cover to a new boat on Porthcawls online set-up is a bit of a drag.
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