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Old 14 May 2009, 13:24   #31
neil.mccrirrick's Avatar
Country: UK - England
Town: Oldham
Boat name: Nemanda
Make: Aluminium
Length: 6m +
Engine: 140hp Tohatsu
MMSI: 235065639
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Posts: 819
Didn't insurance companies have a spate of that, replacing the items and not providing the cash? Seems like a good idea to me

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Old 14 May 2009, 15:38   #32
Country: UK - England
Town: Sunny South West
Boat name: Lundy Osprey
Make: Shakespear
Length: 6m +
Engine: Petrol Tohatsu 90
Join Date: Aug 2007
Posts: 34
With Porthcawl but will probably change. 6.2m with a 90hp 2 stroke on the back. 230 ish for a rewnewal. Followed the advice Maximus gave and tried a quote from Craftinsure and it was just over 150.
Out of interest asked for a quote from Saga, 350+.
So is that because the policy from Saga is brilliant, Porthcawl is good and Craftinsure is poor or is it because it is a bloody minefield and without being an insurance expert we maybe don't know what we get for our money until something goes wrong.

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Old 14 May 2009, 16:00   #33
Kernow Buoy's Avatar
Country: UK - England
Town: Cornwall
Length: no boat
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Posts: 1,518
Originally Posted by chewy View Post
You get a new customer discount.
I keep swapping between Elepahant and Admiral who are both the same company. By swapping I get a new customer discount each year and stay within the same company.

New customer discount sure....

but not 600's worth! or almost 50% of the premium.
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Old 14 May 2009, 16:03   #34
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Country: UK - England
Town: Up Norf
Make: Avon SR4,Tremlett 23
Length: 4m +
Engine: Yam 55, Volvo 200
Join Date: Apr 2007
Posts: 5,217
Are you insured with NU or are NU acting as a broker. If its the latter than it makes quite a bit of difference.
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Old 14 May 2009, 16:19   #35
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Country: UK - England
Town: Poole
Boat name: Superfly
Make: Shearwater 860
Length: 8m +
Engine: Verado
Join Date: Apr 2009
Posts: 329
I've just bought a Rib after a break of some years. I shopped around with four companies and Porthcawl (Steve) were the most reasonable. For once I took some time to compare policys, not under a microscope but fairly closely. I couldn't see much difference.

The reason Porthcawl were on my list of brokers to call was I had a rib stolen around 6/7 years ago. After submitting a claim form with PC's help an inspector visted the boatyard to see the remains of my two wheel clamps and hitch lock (they REALLY wanted my 5m rib !)and I was paid out within two weeks. Steve was as helpful and knowledgable then as he is now.

I opted for inshore cruising only. Cross channel and offshore could be added on a trip by trip basis which I'd imagine would be good for 90% of leisure ribbers.
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Old 14 May 2009, 16:45   #36
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Country: UK - Scotland
Boat name: imposter
Make: FunYak
Length: 3m +
Engine: 2 stroke YAM 20 HP
MMSI: 235089819
Join Date: Sep 2005
Posts: 9,416
Originally Posted by Richard B View Post
Who's underwriting these policies? I hope for your sakes it isn't Aviva.
Richard - I must be being slow (nothing new there) - but what's your point? Your later rant seemed to suggest it was a problem with the policy detail, but as I understand it this is only a concern for the small number of RIB owners going cross channel, and for those of us with more conservative ambitions who are happy with our policy wording have nothing to worry about?

You made some indirect, vague comments about a claim that was difficult to get paid. I assume we are to infer it was underwritten by N.U. - do you really believe that there is any insurer with a flawless record in paying claims?

So on this basis is suggesting a mistrust in Aviva/NU without providing reasons any different from those you complain about who criticise Ribeye without justification?
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Old 14 May 2009, 16:49   #37
Country: UK - Wales
Town: swansea
Boat name: Too Blue
Length: 8m +
Engine: Suzuki DT225
Join Date: Mar 2004
Posts: 12,791
Despite my gipe about the way engines are priced I am NOT attacking Porthcawl - they are great - it's the insurance companies themselves to blame!!!
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Old 15 May 2009, 08:03   #38
Country: UK - England
Town: Southport
Boat name: Qudos
Make: 5.4 Searider
Length: 5m +
Engine: Yam 115 V4
MMSI: 235068784
Join Date: Sep 2008
Posts: 3,930
Just had a quick scan through, and it was a quick scan. Think mines underwritten by Lloyd's?
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Old 15 May 2009, 08:37   #39
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Country: UK - Scotland
Town: Girvan & Tayvallich
Boat name: Breawatch
Make: Ribcraft
Length: 5m +
Engine: Mercury 150 F/stroke
MMSI: ex directory!!
Join Date: Sep 2008
Posts: 5,279
As I have said on this thread before I have tried porthcawl before to no avail. I have over the last day tried 5 insurers and not one can match Euromarine some in fact did not want cover me:shurg:
As someone said before it maybe the location I dont know.

'Carpe Diem'
Member of the ebay Blue RIB cover club
Member of SABS ( Scottish West Division)
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Old 15 May 2009, 16:38   #40
Country: Other
Town: Vectis Isle
Boat name: REEF
Length: 6m +
MMSI: 235064495
Join Date: Dec 2004
Posts: 353
Have you tried Velos

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