Originally Posted by TangoTango
If I recall the TV advert correctly: "Aviva is the new name for Norwich Union"
Thank you. You are of course correct. The information is on their web site and has been on their documents and stationery for some years.
I answered this thread to get people to think for themselves, instead of just following the RIBnet party line and jingoism that has developed over the last few years (ie Seariders are great, Ribeyes are crap, Porthcawl is the best insurance broker, and anyone who disagrees is an idiot and a troll for posting their opinions).
I used to use Norwich Union for all my car and house insurance until their prices rose year on year until they weren't competitive any more. However, I still get a quote from them at each renewal - it's worth it for the comedy value.
Anyway, back to boat insurance... We shopped around for competetive quotes a few years ago and Porthcawl undercut our current insurer by about £20 with a Norwich Union policy. I had also been in correspondence with another broker about Norwich Union policies, but had deleted the other broker from my shortlist when they told me that Norwich Union wouldn't cover a cross-channel trip under any circumstances, and foreign cruising would be limited to 12miles off the shore of any other European country. Hmmmm. Anyway, Stephen Knipe at Porthcawl assured me that the NU policies he sells would satisfy our requirements, including 12 months in commission and European cover (ie the standard Brest - Elbe clause). Despite his hard work to get our business, and I should add that he was very helpful in posting policy documentation for inspection, we found after very careful reading of the policy wording that the underwriters were not offering us the same level of cover as our Haven Knox-Johnston policy from Curtis Marine.
I have used Curtis Marine since 2003 on the recommendation of another RIBnet member who made a large claim and was very satisfied with the settlement.
You may not of heard of the case that the Insurance Ombudsman settled a couple of yeas ago where a RIB was stolen and the claim was refused. If I remember correctly, it took the claimant over two years and considerable expense to reach a decision from the ombudsman in his favour. I don't know if any confidentiality agreements were signed as part of this settlement.