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Old 31 March 2014, 14:37   #1
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Outboard theft in the USA?

Hi,

I was curious how common outboard theft is in the USA? It doesn't seem to be as prevalent as the UK. I'm not sure if I'm just not hearing about it or if the black market is different here? I don't think we have an equivalent to Eastern Europe to sell them in. Just thinking about the boat and the bits I can't afford to replace. not sure if I should get or can afford that kind of insurance on my boat.

Thanks,
Jason
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Old 31 March 2014, 14:44   #2
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It surprised me when it happened, I thought it more likely that the whole boat and trailer would be stolen. I'm pretty sure I was cased before it happened during a previous break in. When they stole the engine that is all they went after and evidence indicated that they had used a large truck when they stole it. Since it was a 150 Yamaha I suspect they had a truck mounted crane as well.

And the thing that really didn't make sense to me was that it was a 13 year old engine. Not like that won't be seriously discounted when fenced. To me the risk/benefit doesn't make sense in that line of work.

The insurance was weird too. The engine was honestly worth about $3,000 to $4,000 The insurance company insisted that the boat (now minus the motor) should be totaled, although there had been no real damage to the boat. However I could "buy back" the boat if I wanted. In the end I got about 75% of the cost of a new engine and replacement controls. Steering, throttle and electrical were destroyed when they were cut to remove the engine. I would have been happy if they had cut a check for $3,000. Oh, and my insurance was canceled by taking the settlement, which was understandable since I had only purchased it 2 months before!

I live in Washington State.
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Old 31 March 2014, 14:45   #3
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Old 31 March 2014, 15:11   #4
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I hear about little ones getting stolen all the time (6hp etc). They are light and easy to sell used on craigslist etc.

When my 25hp was stolen from my driveway I was rather surprised. I claimed it on my homeowners insurance which helped.

I now have a 60hp and added dedicated declared value (non-depreciating) insurance to my annual costs. It has a locking bolt on the transom but I have occasionally heard of transoms being sawed (hard for them to do in my garage).

Even if you are in a state which titles outboards, like Wisconsin I think, I would make sure the whole boat is insured. Wherever there's something of value there's someone willing to try to steal it.
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Old 31 March 2014, 15:17   #5
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Quote:
Originally Posted by Tim&Linda View Post
Have you heard of liverpool
BOOOOOO

Out of order
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Old 31 March 2014, 15:48   #6
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added dedicated declared value (non-depreciating) insurance to my annual costs.
My policy, non-depreciating, is for about what I have into my Willard in hard costs. I believe that they're called yacht policies.
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Old 31 March 2014, 15:53   #7
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My policy, non-depreciating, is for about what I have into my Willard in hard costs. I believe that they're called yacht policies.
Through BoatUS, I just submitted the app. My problem is I'm not into it for as much as it would cost to replace it. Not sure if they will do that.
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Old 31 March 2014, 17:51   #8
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Need to talk to the BoatUS insurance rep, and come up on a "agreed upon hull value". If they think the value is set too high, you pay up front (in rates), at least to the point where they no longer play ball.

As far as outboard theft, I think (with bigger motors, anyway) it's more prevalent in the southeast US. Heard lots of stories of boats being stolen, and recovered with consoles and transoms chainsawed.

jky
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Old 31 March 2014, 17:51   #9
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Have you heard of liverpool
What can you tell us about one of the finest cities in the UK!
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Old 31 March 2014, 18:14   #10
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Liverpool - that's the Oakland of the UK? sorry jky ;-)
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