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Old 12 February 2013, 14:14   #11
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willk's Avatar
Country: Ireland
Make: Redbay Boats
Length: 9m +
Engine: 370hp
Join Date: Feb 2008
Posts: 13,089
Originally Posted by simsy View Post
It's a double skin fiberglass rib..
Hmmm, you might be snookered. IIWY, I'd CALL them and ask if (with your tiny motor and almost a SIB type RIB), you might be considered under the Small Motorboat catagory...

Which as Wispa suggests, is a hell of a lot cheaper

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Old 12 February 2013, 16:06   #12
colcreate's Avatar
Country: UK - England
Town: Cheshire
Boat name: Gollione
Make: Avon Searider 5.4
Length: 5m +
Engine: 90hp
Join Date: Jun 2010
Posts: 347
Basic Boat Liability only insurance

Quote and Buy

89.95 (Cat 3)

I used them on my old ribs. The boat & equipment isn't covered for theft, just basic liability.

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Old 12 February 2013, 16:36   #13
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Copinsay's Avatar
Country: UK - Scotland
Town: Orkney
Boat name: Skylark
Make: Bombard 500
Length: 5m +
Engine: 60hp Yamaha outboard
MMSI: 235091893
Join Date: Jan 2012
Posts: 416
I'd also check with your house insurance provider - NFU Mutual did a good add on for me.

Probably not the cheapest but brilliant customer service and never any haggling about claims.

Best wishes

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Old 13 February 2013, 04:29   #14
Country: Other
Town: isla plana spain
Make: humber/yam 360s
Length: 5m +
Engine: outboard 90+15+20
MMSI: mmsi 235907606
Join Date: Jun 2012
Posts: 41
i have a yam360S mercury 15 which i use in spain 9 months of the year. i insure for 3rd party liability as required by spanish law, no cover for boat itself this costs me 29 a year from a german ins. company with a plymouth address contact Yacht Insurance - Boat Insurance YACHTING24 very good value for basic legal cover or more comprehensive if you wish, hope this helps
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Old 13 February 2013, 06:43   #15
Country: UK - England
Town: macclessfield
Boat name: Reach Out
Make: Quicksilver
Length: 4m +
Engine: 30hp Tohatsu EFI
Join Date: Aug 2010
Posts: 301
Cheers apples, more like it 39. For 3,000,000 liability cover....

Just sold my 360s, great boat...
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Old 13 February 2013, 06:51   #16
Country: UK - England
Town: Dorset & Hants
Boat name: Streaker/Orange
Make: Avon/Ribcraft
Length: 4m +
Engine: 50Yam/25 Mariner
Join Date: Apr 2007
Posts: 5,551
As some of you may know I 'do a bit of insurance' as a 'real' job. ...As such I thought I'd post this as a point to note. I'm not saying that cheap is always rubbish, or that 3m cover isn't enough...but while the story below isn't a boat it could equally apply to a boat accident in the summer when the sea is busy etc - and we have all seen/ read several accident reports recently...

A teenage girl paralysed in a car crash in which her mother was killed is to receive 23m compensation, thought to be record damages.

Agnes Collier, now 17, a pupil at Cheltenham Ladies' College, suffered spinal injuries "at the very highest level of severity", which left her with no use of her legs and little function in her arms after the accident, on the A436 in Gloucestershire in March 2009.

Her mother, Karen Hood, 48, a teacher at Cheltenham College Junior School, was killed and her older brother, Rufus, suffered a serious head injury, from which he has made a good recovery.

Agnes's father, Dominic Collier, 57, an investment banker, and her stepmother, Jannene, were at the high court in London for the approval of a damages award against the insurers of Anthony Norton, the motorist who caused the accident when he pulled out of of a side road, causing the family's car to be hit by an oncoming lorry.

In November 2009 Norton, 48, of Andoversford, Gloucestershire, pleaded guilty to causing death by driving without due care and attention. He was sentenced to six months' jail, suspended for a year, was banned from driving for 18 months and was ordered to do 300 hours' unpaid community work.

Norton, who worked for BMW, resigned from his job after the accident because he could no longer face driving. At his sentencing hearing, Collier and his daughter gave a statement saying they did not want to see him imprisoned.

Agnes's counsel, William Norris QC, told Mr Justice MacDuff she was a "truly remarkable young lady" and a very bright girl who had done astonishingly well in returning to school and taking her AS-levels. She had done wonderfully at school, although with the need of a scribe to do her work she felt she had not achieved the results and career she had hoped for, though she aspired to go to university.

"Her determination is extraordinary," Norris said, "but she has been blessed with a family who are thoroughly supportive, and her stepmother has been a tower of strength."

Ben Browne QC, for the insurers, said the tragedy had hit the entire family, of Naunton, near Cheltenham. It had started with the grievous blow of the loss of a devoted wife and mother, and, he added: "On top of that, they had to contend with the injuries to Agnes, which were at the very highest level of severity.

"It is difficult to imagine how the family was going to cope with those terrible blows coming together, but it is enormously to their credit that they have coped and managed to give Agnes a quality of life which would have been really unimaginable in the early days following this tragedy.

"Mr Collier and his new wife have succeeded in rebuilding a family which was so shattered."

After the hearing, the family's solicitor, Paul Paxton, of Stewarts Law, said the award would be worth 23m over Agnes's lifetime. Composed of a 7.25m lump sum plus annual payments of 270,000, it is believed to be the highest ever for personal injury, topping the previous record, of 12.2m.

He added: "While it is a lot of money, Agnes's needs are great." She would have those needs for the rest of her life, he said.

"The family want to be able to move on with their lives now this chapter has closed.
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Old 13 February 2013, 10:00   #17
Country: UK - England
Town: macclessfield
Boat name: Reach Out
Make: Quicksilver
Length: 4m +
Engine: 30hp Tohatsu EFI
Join Date: Aug 2010
Posts: 301
Cars are very dangerous things for sure.... 1,000,000 million people killed by them each and every year....

I only want insurance to make launching easier..

I take safety very seriously and insurance is not safety, it's financial risk management....
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Old 13 February 2013, 10:11   #18
Country: UK - England
Town: Royal Wootton Bassett
Length: 8m +
Engine: 250
Join Date: Jul 2008
Posts: 8,021
Had a quote today for my Y Class

70 fully comp with 50 excess


59 full comp with 100 excess
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Old 13 February 2013, 15:23   #19
Country: UK - England
Town: N. Devon
Boat name: Nutkin Too
Make: X-Pro Defender
Length: 5m +
Engine: Outboard, Suzuki 90
MMSI: 235095884
Join Date: Dec 2008
Posts: 1,380
I've used these for the last 4 years - Boat insurance, online quote for your boat, yacht or dinghy in the UK

But will look at the others in this thread come May


Bude Dive Club -
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Old 19 February 2013, 10:10   #20
Country: UK - England
Town: Netley, Southampton
Make: Bombard
Length: 4m +
Engine: Honda
Join Date: Aug 2011
Posts: 1
I am with Noble Marine, 50.37 for a 3.1m with a 5hp engine. Fully comp.

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