Reply
 
Thread Tools Search this Thread
 
Old 14 November 2007, 14:16   #1
Member
 
Country: UK - Wales
Town: Pwllheli-North Wales
Boat name: Delta 1
Make: Delta
Length: 6m +
Engine: Mariner 90hp Optimax
Join Date: Mar 2001
Posts: 2,367
Insurance Limitations

Just been talking to our insurance company regarding limitations.

Ive requested distances of Wales to Ireland and IOM and RIBs over 5.5m with Aux Engine, or twin engine or two ribs.

They said a UK standard for Insurance Companies is no more than 12nm from UK Mainland for boats under 25ft and no one would insure any further.

As a negotiation I may be able to get 12nm from the coast of the UK & Ireland, so travelling to Ireland from Pwllheli I would not be covered for the middle bit (22nm).

As anyone got anything different in their policy.

Jono
__________________

__________________
JG Marine Services Ltd Specialist Safety Boat Services

Bodfuan Shoot Ltd Traditional British Game Shooting
Jono Garton is offline   Reply With Quote
Old 14 November 2007, 14:27   #2
Member
 
Country: UK - England
Town: Newcastle Staffs
Boat name: blue it
Make: ribcraft 7.5
Length: 7m +
Engine: suzuki df225
Join Date: Dec 2005
Posts: 488
Send a message via AIM to Top banana
Mine covers coastal waters of the uk and ireland including the IOM, and passages between. It did take some negotiating. and thats with mardon.
any other passages ie channel islands, then all they require is a phone call to set up a one off cruise. I have been with them for over 5 years.
__________________

__________________
Top banana
Top banana is offline   Reply With Quote
Old 14 November 2007, 14:30   #3
Member
 
Country: UK - Scotland
Make: HumberOceanOffshore
Length: 8m +
Engine: Volvo KAD300/DPX
Join Date: Oct 2002
Posts: 4,962
Jono, I think you need to speak to them again or use a different company. I've used two companies and they both insured 12miles off the shore of UK & Eire and travel between any places on UK & Eire. I specifically asked them about this because 12miles isn't far and it could prevent crossing a large bay. They also covered travel to the near continent. I can't remember the limits but the Elbe comes to mind as one of them.

I didn't have to negotiate and I was given the opportunity of including Eire and the continent at no extra cost.
__________________
JW.
jwalker is offline   Reply With Quote
Old 14 November 2007, 14:34   #4
Member
 
Country: UK - England
Town: southampton
Boat name: Time Flies
Make: Humber ocean pro 6.3
Length: 6m +
Engine: volvo D3
Join Date: Sep 2004
Posts: 31
Hi jono
i had the same problem when i wonted to go from dover to calais, B / skinner insisted on 2 boats plus weather f4 or under + vhf + flares. Had to specifie what day going over and return. i had to pay £40. excess. I didn't bother telling them the next time i went over

chris p
__________________
chris p is offline   Reply With Quote
Old 14 November 2007, 14:44   #5
Member
 
Louise's Avatar
 
Country: UK - England
Town: Reading
Make: None
Length: under 3m
Join Date: Jul 2003
Posts: 2,039
Quote:
Originally Posted by jwalker View Post
I can't remember the limits but the Elbe comes to mind as one of them.
Have a look at post 16 of this thread. (The rest of the thread is also good reading but pour yourself a drink first!)

Completely agree with JW. Our policy, with Haven Knox Johnston through broker Colin Curtis of Plymouth, gives us full coverage, as detailed in the post I refer to above.
__________________
MUM POWER!
www.biboa.com
Scorpion RIB Group on Facebook
Louise is offline   Reply With Quote
Old 14 November 2007, 15:03   #6
Member
 
Country: UK - Scotland
Make: HumberOceanOffshore
Length: 8m +
Engine: Volvo KAD300/DPX
Join Date: Oct 2002
Posts: 4,962
I guess there is a catch. You would need to have some form of proof of your intention to travel between two places more that 24miles distant. Logging your passage plan with the coastguard prior to leaving might be wise.
__________________
JW.
jwalker is offline   Reply With Quote
Old 14 November 2007, 15:10   #7
RIBnet admin team
 
Poly's Avatar
 
Country: UK - Scotland
Boat name: imposter
Make: FunYak
Length: 3m +
Engine: 2 stroke YAM 20 HP
MMSI: 235089819
Join Date: Sep 2005
Posts: 10,114
Quote:
Originally Posted by Jono Garton View Post
As a negotiation I may be able to get 12nm from the coast of the UK & Ireland, so travelling to Ireland from Pwllheli I would not be covered for the middle bit (22nm).
Jono - is it just my maths - if the total distance between two points is 22nm then when transitting between the two you are always within 12 miles of one of the two...
__________________
Poly is offline   Reply With Quote
Old 14 November 2007, 15:14   #8
Member
 
Country: UK - Wales
Town: Pwllheli-North Wales
Boat name: Delta 1
Make: Delta
Length: 6m +
Engine: Mariner 90hp Optimax
Join Date: Mar 2001
Posts: 2,367
Its about 46nm from Land to Land, So I would be covered for the 1st 12nm, not covered for the next 22nm and then covered for the next 12nm.

If that makes sense
__________________
JG Marine Services Ltd Specialist Safety Boat Services

Bodfuan Shoot Ltd Traditional British Game Shooting
Jono Garton is offline   Reply With Quote
Old 14 November 2007, 15:15   #9
Member
 
Louise's Avatar
 
Country: UK - England
Town: Reading
Make: None
Length: under 3m
Join Date: Jul 2003
Posts: 2,039
Jono says the 'middle bit' is 22nm. Presumably the total distance is 22 + (2 x 12) = 46nm.

Edit: Jono beat me to it!
__________________
MUM POWER!
www.biboa.com
Scorpion RIB Group on Facebook
Louise is offline   Reply With Quote
Old 14 November 2007, 15:40   #10
Member
 
Country: Other
Town: Oakley
Boat name: Zerstörer
Make: Ribcraft
Length: 5m +
Engine: Suzuki DF 140
MMSI: 235050131
Join Date: Jun 2003
Posts: 3,931
Jono,

I went through this process a while ago. It would seem that as far as my insurer is concerned, size does matter. Not a problem getting cover all year round to cross the channel if the boat was in the region of 7m plus. But for my little tiddler its a whole different ball game.
Before I go now I have to phone up a few days before hand and get clearance. It hasn't cost anything so far. Its just a pain.
I also make it a point now of letting my broker know about anything I am considering doing that is out of the norm for me. Such as berthing overnight in a Marina. All done politely and efficiently but something else to think of when you take the boat out.

I could have possibly got cover else where to cover crossing the channel on a regular basis. In fact I got a very cheap quote from an on line insurer that seemed to offer everything but I got itchy feet at the thought of leaving my broker.
__________________

__________________
http://www.xfire.com/download/
Biggles is offline   Reply With Quote
Reply

« Bare hulls | Top | Flares »
Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off





Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 01:38.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.