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Old 24 January 2007, 08:40   #1
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Insurance company recommendations please

We are just about to take delivery of our new RIB, and would be grateful for any comments (good or bad ) about who to use (or not) for insurance.

I have insured my sailing boat with GJW before, and have found them to be a great company, but I don't know yet whether they insure RIBs.

Someone who handles claims well and does not try to wriggle out of everything is more important to me than saving £50 a year!

I look forward to your comments...........
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Old 24 January 2007, 08:44   #2
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Navigators and General every time! (Part of Zurich)
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Old 24 January 2007, 09:31   #3
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St.Margarets are good...

T: 01732 223 820
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Old 24 January 2007, 09:35   #4
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I use Mardon.

http://www.mardon.co.uk/
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Old 24 January 2007, 09:37   #5
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I am still fighting with Norwich Union over the theft of my Scorpion a year ago. They wriggled on a technicality.

A lot of my customers are with Mardon, and seem to say good things about them!
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Old 24 January 2007, 09:46   #6
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I was with Bishop Skinner, and I found them to be really good. They paid the one theft claim I had to make no questions. They also offer a discount if you are an RYA Member or an RNLI Offshore member.
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Old 24 January 2007, 11:07   #7
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Insurance

I am with Mardon..
Seem very good not had to make a claim ( yet ) though..
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Old 24 January 2007, 11:26   #8
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Quote:
Originally Posted by havener View Post
Navigators and General every time! (Part of Zurich)
Nav and Gen seem very cheap compared to many others. I've skimmed through the policy summary and it seems similar to many others, but are you aware of anything that they obviously don't cover that others do? Have you ever had to make a claim with them?

Cheers

Andrew
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Old 24 January 2007, 14:53   #9
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insurance company

I use AXA,

I had a total loss a few years ago any they paid up in full within a month with no trying to wriggle out of anything.

Mark
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Old 24 January 2007, 19:37   #10
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mark-f

love the signature - very good!!
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Old 26 January 2007, 06:28   #11
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Another way is to get a quote from insurance brokers like http://www.oneshopinsurance.com They can surely help you decide which insurance company is best for your insurance needs. I was amazed with the premiums I was quoted on. The entire quote was automated, simple questions and straight forward answers.
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Old 26 January 2007, 19:37   #12
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Quote:
Originally Posted by AndrewH View Post
Nav and Gen seem very cheap compared to many others. I've skimmed through the policy summary and it seems similar to many others, but are you aware of anything that they obviously don't cover that others do? Have you ever had to make a claim with them?

Cheers

Andrew
Never had to make a claim, but know a lot of the guys down there and they're all top notch.
Not aware of any holes in coverage.
Have a chat to them if you've any queries.
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Old 26 January 2007, 20:47   #13
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Porthcawl insurance, seem to be reasonable, covering everything, but havent made a claim, yet! touchwood i never will, 01656 784866
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Old 26 January 2007, 21:42   #14
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Whatever company you choose make sure you thoroughly read the small print (sorry if that sounds like a really obvious statement). I wanted cover for the boat if it was anchored / moored / tied up with nobody on board and some do / some don't offer this (none offer it if boat is under 5m length). Ultimately I went with Noblemarine (underwritten by Norwitch Union - I'm interested in Rogue Wave's comment about NU failing to pay up!).
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Old 26 January 2007, 22:49   #15
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Quote:
Originally Posted by al40 View Post
Whatever company you choose make sure you thoroughly read the small print (sorry if that sounds like a really obvious statement). I wanted cover for the boat if it was anchored / moored / tied up with nobody on board and some do / some don't offer this (none offer it if boat is under 5m length). Ultimately I went with Noblemarine (underwritten by Norwitch Union - I'm interested in Rogue Wave's comment about NU failing to pay up!).

Same here. Some companies don't cover you for theft if the boat is left unatended. Duh! Why would I need theft cover if I never leave the boat? So I switched to Noblemarine/Norwich Union believing the policy was better than others and Norwich Union would be good payers...
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