Reply
 
Thread Tools Search this Thread
 
Old 05 January 2009, 14:38   #1
JSP
Member
 
Country: UK - England
Town: Southport
Boat name: Qudos
Make: 5.4 Searider
Length: 5m +
Engine: Yam 115 V4
MMSI: 235068784
Join Date: Sep 2008
Posts: 3,930
Insurance.

Sorry to start another thread on insurance but I could do with some help.
5.4 SR with 115 2 stroke, having a hard time finding a ok priced insurance. Plus reading up on the web I have found they can still pull out on you over the engine size even if you stated it at the onset of the policy.
Any ideas? Or does anyone wanna swap for a 90
__________________

__________________
JSP is offline   Reply With Quote
Old 05 January 2009, 14:43   #2
Member
 
Leapy's Avatar
 
Country: UK - England
Town: Sheepy Parva
Boat name: Sadly Sold
Length: no boat
Join Date: Sep 2008
Posts: 1,728
Quote:
Originally Posted by JSP View Post
Sorry to start another thread on insurance but I could do with some help.
Try these guys http://www.porthcawl-insurance.co.uk/ ...found them very helpful and good value
__________________

__________________
Leapy is offline   Reply With Quote
Old 05 January 2009, 15:06   #3
Member
 
Country: UK - England
Town: Bristol
Make: Ribcraft
Length: 5m +
Engine: Yamaha
Join Date: May 2006
Posts: 4,194
john, you may have a issue there, its over the recommended hp for the craft, they may insure you but if a issue arose, they could pull out easily
__________________
matt h is offline   Reply With Quote
Old 05 January 2009, 15:08   #4
JSP
Member
 
Country: UK - England
Town: Southport
Boat name: Qudos
Make: 5.4 Searider
Length: 5m +
Engine: Yam 115 V4
MMSI: 235068784
Join Date: Sep 2008
Posts: 3,930
Quote:
Originally Posted by Leapy View Post
Try these guys http://www.porthcawl-insurance.co.uk/ ...found them very helpful and good value
Thanks Leapy will try
__________________
JSP is offline   Reply With Quote
Old 05 January 2009, 15:10   #5
JSP
Member
 
Country: UK - England
Town: Southport
Boat name: Qudos
Make: 5.4 Searider
Length: 5m +
Engine: Yam 115 V4
MMSI: 235068784
Join Date: Sep 2008
Posts: 3,930
Quote:
Originally Posted by matt h View Post
john, you may have a issue there, its over the recommended hp for the craft, they may insure you but if a issue arose, they could pull out easily
It's turning out to be a bigger issue than I thought mate. I don't mind paying what I have to pay as long as I know I'm covered!
__________________
JSP is offline   Reply With Quote
Old 05 January 2009, 18:42   #6
Member
 
Country: UK - England
Town: Southampton
Boat name: SMH Rib / War Shot
Make: Ribtec / Scorpion
Length: 4m +
Engine: 10hp Yam / 150hp opt
Join Date: Sep 2003
Posts: 1,894
RIBase
not necessarily

Quote:
Originally Posted by matt h View Post
john, you may have a issue there, its over the recommended hp for the craft, they may insure you but if a issue arose, they could pull out easily

Early ones were plated at 115hp
__________________
Searider is offline   Reply With Quote
Old 05 January 2009, 18:49   #7
JSP
Member
 
Country: UK - England
Town: Southport
Boat name: Qudos
Make: 5.4 Searider
Length: 5m +
Engine: Yam 115 V4
MMSI: 235068784
Join Date: Sep 2008
Posts: 3,930
Quote:
Originally Posted by Searider View Post
Early ones were plated at 115hp
At a guess this is early 80's or older going of the colour. But no plates. Could do with an insurance company/broker who knows there stuff.
__________________
JSP is offline   Reply With Quote
Old 08 January 2009, 15:24   #8
Member
 
Country: UK - England
Town: N. Devon
Boat name: Nutkin Too
Make: X-Pro Defender
Length: 5m +
Engine: Outboard, Suzuki 90
MMSI: 235095884
Join Date: Dec 2008
Posts: 1,367
RIBase
You could speak to the people at;
Holsworthy Insurance Service - 3 Bodmin St, Holsworthy - 01409 254286.

I use them for my boat insurance and our dive club boat insurance.

Andy
__________________
treerat is offline   Reply With Quote
Old 09 January 2009, 07:44   #9
Member
 
Country: UK - Wales
Town: West Wales
Make: Vipermax 5.8, SR4.7
Length: 5m +
Engine: 150 Opti, F50EFi
Join Date: Sep 2005
Posts: 6,298
Quote:
Originally Posted by Searider View Post
Early ones were plated at 115hp
What about this one?
__________________
Downhilldai is offline   Reply With Quote
Old 09 January 2009, 08:11   #10
Member
 
Kernow Buoy's Avatar
 
Country: UK - England
Town: Cornwall
Length: no boat
Join Date: Oct 2004
Posts: 1,518
I've just asked Porthcawl about this situation (considering a 150 for a 5.85 Ribtec but only plated to 120) and had this reply

" The size of the engine does not really increased or decrease the insurance cost as we would rate a RIB and the overall value of the vessel and the speed of the vessel."

I then asked if this applied even if I exceeded manufacturers plate rating and had this

"Thanks for your e-mail, we would rate the vessel on the total sum insured, if you have any worries I would ask for a letter from the boat manufacturer advising that the engine is acceptable, you may have to have the transom strengthened."
__________________

__________________
Kernow Buoy is offline   Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off





Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 02:24.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.