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Old 22 March 2005, 04:00   #21
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Hang on, I thought this was about payment for services rendered.
Agreed good insurance is required, No boat should go to sea without it. Even my daughters Optimist dinghy carries £2,000,000 3rd party cover.

Quote:
Originally Posted by scm
When you are a front row marshal and you hit another boat trying to keep the line
It is not my intention to hit anyone ore anything, however I accept that a spectator may, God forbid, be in collision with an official marshall craft, acting under warrant, to enforce navigation restrictions issued as a Notice to Mariners. I just hope the spectator craft has enough insurance.
I will ensure my insurance company is aware of what I am doing, and have agreed to cover me, my vessel and crew.

Quote:
Originally Posted by scm
All reasons why a charter company has to get licensed/coded and pay for it.
SM
They may be licenced and/or coded, but is every one of them insured? When times are hard, insurance can be one of the first things to be "forgoten". Sad, but true.

What ever my reasons for volenteering, I am not doing it for "financial gain" or as a commercial venture. I will gratefully accept any assistance offered towards costs, should they be offered.
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Old 22 March 2005, 04:25   #22
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Checked with my insurance and all is OK Reasonable expenses are not payment in kind and providing I am not carrying fare paying passengers they donít have an issue
Richard Salaman has said that of the 60 boats already signed up no one has had a problem Des
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Old 22 March 2005, 04:54   #23
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I would be volenteering if I was not working at Wimbledon for the Tennis Championships over the same time. However I think your view of events as a Marshal would be limited to your patrol area!

The D-Day event 12 years ago was amazing and was the last large fleet review. However it was seat of your pants stuff, even then when there was far less pleasure craft on the water. Many thousands of boats cause a very disturbed & confusing water and it suprises many people. Just because people own big yachts and motor crusiers it does not mean they can drive them ... in these conditions. It all becomes an fight for survival and the best view!!! with the big boats plowing about through the small craft with what seems like no care in the world and as if they own it.

More recently even the Global Challange race start off Southsea Castle was a nightmare and I am surprised nobody was hurt.

I don't think this is a case of if you are commercially qualified or not. A ticket does not mean you are any better at handling a boat. (I am more than aware of the benifits of using a commercial skipper ... no lectures on that please).

Whoever does this, must have lots of hours behind the helm, so that you are not bothered by a highly confused sea cause by wash and mad solent conditions during one of these events and can handle your boat safely. You must have experience to allow you to deal with things that may go wrong out there. Your boat must not be a liability. You should not be partying the night before and get some sleep so you are prepared for a long day of hard concentration.

I am sure those that do it will have a great day and be proud to have helped out at this amazing event. I am very jealous to be stuck at Wimbledon!
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Old 22 March 2005, 04:55   #24
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Quote:
Originally Posted by Mark Halliday
For example:-
I took a couple of mates out for a spin the other weekend. We stopped for lunch and I toped off the fuel tank. My mates paid for this fuel. Was I being paid? Did this make the trip a charter?
Another example Mark.. You took your car to Chichester's Festival of Speed. Whilst there, it was used as a Marshall's pace car.. You weren't paid, you did have your petrol reimbursed tho...

I bet a pound to a penny if you had an accident, your car insurance company would laugh away any claim..

Car insurance is pretty specific.. Mine has to be "For Hire and Reward"... Even tho ordinary insurance covers you for Third Party Liability, the fact you guy's might be receiving a jacket could be perceived as "Reward"..
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Old 22 March 2005, 05:11   #25
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Quote:
Originally Posted by tcwozere
you guy's might be receiving a jacket could be perceived as "Reward"..
Reasonable expenses are not payment in kind You are not going to get rich on a jacket Des
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Old 22 March 2005, 05:22   #26
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Reasonable expenses that cover the running of the boat, I agree, aren't payment in kind.. A jacket, isn't a reasonable expense.. Insurance companies are insurance companies.. If people have contacted their's, and given all the details, and have then received written proof they are covered, no probs.. Its the one's who don't have written proof.. Worst case scenario, your £30,000 rib is run over by a gin palace.. An uninsured gin palace.. Do you really think your insurance company is gonna hand over a cheque for £30k just like that?? I would reckon they will scour the fineprint to try and get out of paying..
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Old 22 March 2005, 05:25   #27
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Quote:
Originally Posted by tcwozere
Another example Mark.. You took your car to Chichester's Festival of Speed.
Tony. You don't know how close you are. The incedent took place in the car park, but the story is not for a public forum. Remind me next time we meet.
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Old 22 March 2005, 05:32   #28
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How is that scenario gonna happen??? Its a complete extreme event.

If your a competent driver you`ll have a crew looking out behind you and you should be able to get out of the way with plenty of time!

It sounds that inmost cases anyway that if your insurance company fails to pay up, then in court, if you weren't at fault, you can recover your costs.

Just make sure you are not at fault.

CJL
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Old 22 March 2005, 05:35   #29
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Quote:
Originally Posted by tcwozere
Reasonable expenses that cover the running of the boat, I agree, aren't payment in kind.. A jacket, isn't a reasonable expense..
Yes it is, if it is a requirement for organisational reasons or for safety
Sure, if they were giving you a Ralph Lauren Cashmere blazer there might be an issue but really Des
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Old 22 March 2005, 06:02   #30
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CJL.. That scenario would happen when two boats collide, (one being way bigger than the other).. Of course it's an extreme event, but if you don't plan for the extreme, you shouldn't be out there.. Agreed you can take an insurance company to court, but in the meantime, what are you gonna go ribbing on??

It's an example, if you have written proof, then as I said, no probs.. If you don't have written proof, don't expect your insurance broker to come running upto you with a cheques to cover everything..

Fairly sure we have insurance brokers who post here, mebbe they would like to say whether or not they would pay out if the policy holder hadn't asked before hand..

Des.. How do you know it isn't Ralph Lauren?? Don't forget your gonna be out there with the Worlds Navy, and mebbe QHM will want his boys looking the db's..
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