Do you want to go offshore in the boat?
If you do in the long term go for a Cat B C.E marked RIB.
You may not need it now but you may grow into it.
There are deals to be had and now is a great time for a discount.
If your happy staying inshore then buy a Cat C, C.E marked Rib maybe a demonstrator from the Ribex show.
Fourstroke teck has cought on and I believe in the small end that Suzuki do a good 60hp four.
What you want to be carefull of is getting sold old emmision tecknology cheap,as the trade cant get ride of it quicker enough.
You could find that you have an outdated engine not able to use it in the lakedistrict in the next few yrs.
I would go hull this yr with a good deal on P.X your boat and save the up for a deacent outboard,next yr ,then you are going to be ok for some time to come.
All the best Crazyhorse.
And Mateboy is right we should all help somebody starting up as we all have been there.