Reply
 
Thread Tools Search this Thread
 
Old 15 October 2004, 03:59   #31
Member
 
Country: UK - England
Town: Portsmouth
Boat name: Not sure
Make: ABC/Priddy
Length: 10m +
Engine: 2 x 500 FPT
Join Date: Jul 2001
Posts: 926
Richard, I wish I was as clever as you and knew what was going to happen before it happened! What ever, you know best! Perhaps you might like to sit down with me in a quite corner and exchange your worldly maritime experiences over the weekend when we meet? Might be worth mentioning at this point that my two sons will be coming along, one of them took Spirit around Britain when he was 15. This was a long time ago. Alan P
__________________

__________________
Alan Priddy is offline   Reply With Quote
Old 15 October 2004, 04:19   #32
Administrator
 
John Kennett's Avatar
 
Country: UK - England
Town: Brighton
Length: 3m +
Join Date: May 2000
Posts: 6,829
Al, you didn't really, honestly, expect that 200 miles west of the outer Hebrides would be classed as coastal did you?

We know you've done more, longer trips than anyone else -- but surely that means you're in a better position to consider possible outcomes.

What has Wayne going round Britain with you in 1999 got to do with insurance?

John
__________________

__________________
John Kennett is offline   Reply With Quote
Old 15 October 2004, 04:54   #33
Member
 
Country: UK - Wales
Town: Porthcawl
Boat name: Unnamed
Make: Gemini Zap Cat
Length: 5m +
Engine: Outboard
Join Date: Feb 2004
Posts: 3
Richard, If you have UK & Brest to the River Elbe waters on your policy this would cover cross channel use.
UK Coastal waters only, most insurers consider 12 miles the norm but most are willing to discuss your needs should you wish to go further offshore (up to 25 Miles-depending on safety equipment and size of vessel) .
You are correct in saying that HKJ are one of the market leaders in marine insurance, we are agents of them and have found that as long as they know what your intentions are they are willing to help (in most caes).
Its really down to the policyholder to inform their broker/insurers of the intended cruising range prior to the passage, then there would be pleanty of time for the appropiate paper work to be issued showing the correct cruising range, there would be no argument if the cruising range is in black and white on policy policy schedule!.
__________________
Insurance Man is offline   Reply With Quote
Old 15 October 2004, 05:25   #34
Member
 
Louise's Avatar
 
Country: UK - England
Town: Reading
Make: None
Length: under 3m
Join Date: Jul 2003
Posts: 2,039
Welcome to the forum, Insurance Man, and thanks for your helpful reply.
__________________
MUM POWER!
www.biboa.com
Scorpion RIB Group on Facebook
Louise is offline   Reply With Quote
Old 15 October 2004, 06:02   #35
Member
 
Country: UK - England
Town: Havant
Boat name: Mrs Chips
Make: Scorpion
Length: 7m +
Engine: Optimax 225
Join Date: Sep 2004
Posts: 38
On the subject of safety equipment I have never been asked to supply detailed information to underwriters but have taken the trouble to do so anyway. This resulted in one phone call asking me what I needed it all for. The point is that it is relatively easy to obtain cover but it seems to depend on who you deal with and their understanding of your requirements so beware if you are talking to a lemon you may be sold one as well.
__________________
Marki is offline   Reply With Quote
Old 15 October 2004, 06:10   #36
Member
 
Country: UK - England
Town: Portsmouth
Boat name: Not sure
Make: ABC/Priddy
Length: 10m +
Engine: 2 x 500 FPT
Join Date: Jul 2001
Posts: 926
JK, nothing, just wanted to be annoying.

Insurance man. Thanks for this,it was what I was saying before others put their two penny worth in. GET IT IN WRITING. Alan P
__________________
Alan Priddy is offline   Reply With Quote
Old 15 October 2004, 06:16   #37
Member
 
Louise's Avatar
 
Country: UK - England
Town: Reading
Make: None
Length: under 3m
Join Date: Jul 2003
Posts: 2,039
Alan - sorry but I can't understand what you're on about! By 'others putting their twopennyworth in' do you mean me (and Richard)? As I see it, everyone who has responded to the thread has 'put their twopennyworth in'! That's the whole point of a forum!! Someone asks a question and other members give their ideas/opinions/knowledge.
__________________
MUM POWER!
www.biboa.com
Scorpion RIB Group on Facebook
Louise is offline   Reply With Quote
Old 15 October 2004, 06:33   #38
Member
 
Country: UK - England
Town: Hamble
Length: 9m +
Join Date: Dec 2002
Posts: 2,317
Quote:
Originally Posted by Alan Priddy
Richard, I wish I was as clever as you and knew what was going to happen before it happened!
Alan, stop being so modest, we know you are more than capable of that, remember the "Sports Boat" article that you wrote prior to your (un)successful trip to Canada!!
__________________
It is better to remain silent and be thought a fool, than to speak and remove all doubt!
Dirk Diggler is offline   Reply With Quote
Old 15 October 2004, 08:02   #39
Member
 
Country: UK - England
Town: Portsmouth
Boat name: Not sure
Make: ABC/Priddy
Length: 10m +
Engine: 2 x 500 FPT
Join Date: Jul 2001
Posts: 926
Quote:
Originally Posted by Louise
everyone who has responded to the thread has 'put their twopennyworth in'! That's the whole point of a forum!! Someone asks a question and other members give their ideas/opinions/knowledge.
And when someone suggests (based on personal history) that a certain action should be taken, someone else knows better indicating the advice given is false.Look at the request for advice, and the comments given. Alan P
__________________
Alan Priddy is offline   Reply With Quote
Old 15 October 2004, 08:04   #40
Member
 
Country: UK - England
Town: Portsmouth
Boat name: Not sure
Make: ABC/Priddy
Length: 10m +
Engine: 2 x 500 FPT
Join Date: Jul 2001
Posts: 926
Quote:
Originally Posted by Alan Priddy
What you need to establish is the wording " Coastal Cruising" Although your policy will say or indicate you are covered from Brest to Elbe you may find that you are only insured for up to 12 miles off of each coast in which case you are not insured in the middle!

Get it in writing that you are covered the whole journey or you could be in for a nasty shock should something go wrong. Even if you cross Lyme Bay you are potentaily "Offshore" in the middle and therefore in breach of your insurance policy.

Insurance companies are only around to take money, not give it away and if they can find a loop hole they will use it. Be warned. Alan P
Just in case you do not go back far enough!!! Alan P
__________________

__________________
Alan Priddy is offline   Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off





Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 08:32.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.