Thanks for all the responses. your opinions are much appreciated.
in responce to why we have insurance:
RHP tried to tell me that it was a claim on my insurance, can you believe? i have contacted my insurance and they are putting the pinchers on him as well but these types of things get more complicated the more people involved, its best for me to apply the kiss (keep it simple stupid) rule and eat him alive with my great white shark,its quite ironic that a man with such little affluence thinks he is so powerful! my family are a large paint manufacturing company and will make sure i am treated fairly (no matter cost or inconvenience.) so i think he best get a new paddle and start paddling fast because there is a tidal wave of shit coming their way!
I am contacting all boating magazines about my experiance with RHP, i will fly a flag from my partners restaurant saying nice things about him over cowes week. i am sure this will help him get business
the most annoying thing is they have not even said sorry. all he says is we are here to help. funny ****ing way of doing that