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Old 07 April 2010, 11:45   #1
CJS
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Small inflatable boat insurance

Its time to get the SIB out from winter hibernation......

I purchased my Honwave + 20HP new last year and used it last summer but never bothered with insurance.

I feel that I should do something insurance wise this year. I got a quote of 123 per year - fully comprehensive/ break down recovery/ liability - does this sound reasonable?

Does anyone have any recommendations?
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Old 08 April 2010, 06:32   #2
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SIB Insurance

Thats is exactly what I am paying for my boat with Noble.
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Old 09 April 2010, 15:24   #3
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I move dto insure my boat .com - around 80, cover is ideal for me
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Old 09 April 2010, 16:25   #4
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40 craftinsure.com
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Old 11 April 2010, 16:44   #5
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We went with Noble as well - turned out at 55.50 for us for the year, but that's with a smaller outboard (4HP) which may be a factor.

Of course, the only true test of any insurance is if you have to claim on it; much like motor insurance, there is an element of 'you have to have it' which makes it possible for some insurers to adopt the daylight robbery approach.

With house and motor insurance, I've found almost universally that they do not pay out in circumstances which would seem quite reasonable, so my approach to insurance now is to get the minimum quote that will give the necessary documentation to satisfy the interested authorities. I would love to hear other folks tell their happy stories of successful insurance claims, but this has never been my experience.
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Old 11 April 2010, 17:06   #6
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craft insure are my choice,I think they are very good.
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Old 12 April 2010, 11:17   #7
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My house insurance has a boat section which covers my sailing dinghy and SIB.
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Old 12 April 2010, 13:55   #8
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My house insurance has a boat section which covers my sailing dinghy and SIB.
Who are they?
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Old 12 April 2010, 15:00   #9
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We went with Noble as well - turned out at 55.50 for us for the year, but that's with a smaller outboard (4HP) which may be a factor.

Of course, the only true test of any insurance is if you have to claim on it; much like motor insurance, there is an element of 'you have to have it' which makes it possible for some insurers to adopt the daylight robbery approach.

With house and motor insurance, I've found almost universally that they do not pay out in circumstances which would seem quite reasonable, so my approach to insurance now is to get the minimum quote that will give the necessary documentation to satisfy the interested authorities. I would love to hear other folks tell their happy stories of successful insurance claims, but this has never been my experience.
An interesting view, but generally if you have done everything insurers ask you to do then you wont have a problem. Alas with the 'minimum' type approach no you wont actually be covered for much so wont get much paid.

I am happy to try and help/advise any Ribnet member if they get into a situation where they have to claim. If it make people feel any better I am dealing with a client who pays upwards of 250k a year in premium and thier insurer is not wanting to pay a 1m claim as they did not stick to the policy conditions- enter barristers and solicitors quoting caselaw ...........happens to everyone sometimes !
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Old 12 April 2010, 15:02   #10
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Who are they?
Some 'high end' type policies throw this in - generally you will be paying a bit more for a decent service / cover to get this. I think some Zurich/ Home & legacy covers usually mainly available through brokers.

Home & motor isn't my area much any more.........
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