If the bow isn't i nthe water it's going to make s*d all diference to the water based drag, as for the air drag, to put it in perspective a small car will only get significant aero drag above about 40-45 MPH (call it 70-ish KPH, 40 Knots) Not sure about you, but if I was in a SIB at 40 knots I might be more concerned about staying upright than worrying about a bit of drag.
Also you have a big hole behind the toob which will crate the drag, and same again at the transom, and then the drag from the bodies of the helm & crew, so I would guess at the sort of speeds your average SIb does, probably not a lot in it.
I think I read somewhere that it's easier to manufacture a "square" bow , and it does give you a bit more room inside!