Reply
 
Thread Tools Search this Thread
 
Old 08 June 2016, 03:33   #1
Member
 
Country: UK - England
Town: Huddersfield
Make: Yamaha
Length: 3m +
Engine: Yam 8hp Petrol
Join Date: Aug 2015
Posts: 34
SIB Insurance - Compulsory?

Hi All

I'm about to get cracking with my 3.1m Yam and 8hp outboard. I've been looking round at insurance, in particular 3rd party cover. However, in the past (admittedly getting on for 20 years ago) we never bothered with any kind of insurance for a dinghy and 4hp outboard. What 's the situation now? Is it compulsory to have such 3rd party insurance? I'm assuming it depends on the location you're launching from. However, I can see the sense in it, especially in these compensation driven times.

Anyone recommend any insurers that will cover a 3.1 Yamaha inflatable and 8hp engine without extracting blood from me?

Many thanks

Ian
__________________

__________________
Flamair is offline   Reply With Quote
Old 08 June 2016, 03:50   #2
Member
 
Stigomery's Avatar
 
Country: UK - England
Town: Cambridge
Boat name: SIBylle
Make: Honda Honwave
Length: 3m +
Engine: Honda BF20
MMSI: 235915576
Join Date: Oct 2015
Posts: 407
English and possibly Welsh inland waterways require insurance, Scottish and the great wide ocean do not... ish/in general... but someone will likely correct me if I'm wrong...

I'm with Craftinsure, was about 60

English/Welsh inland waterways also usually require a permit.
__________________

__________________
Stigomery is offline   Reply With Quote
Old 08 June 2016, 04:04   #3
Member
 
Country: UK - England
Town: Sussex
Boat name: Bombard, Y-162
Make: Aerotec 380, Y-Class
Length: 3m +
Engine: Mercury Mariner 15hp
Join Date: Jul 2010
Posts: 2,691
Not compulsory for most use but what else are you going to do if a swimmer pops up in front of you and you chop his leg off?

As above many of us on here use Craftinsure.
__________________
Max... is offline   Reply With Quote
Old 08 June 2016, 04:27   #4
Member
 
Stigomery's Avatar
 
Country: UK - England
Town: Cambridge
Boat name: SIBylle
Make: Honda Honwave
Length: 3m +
Engine: Honda BF20
MMSI: 235915576
Join Date: Oct 2015
Posts: 407
Quote:
Originally Posted by Max... View Post
Not compulsory for most use
When I was inquiring about river/lake licenses in England they all asked me for proof of insurance - maybe I was unlucky, but they did all state a requirement. (as well as boat safety which we don't qualify for)
__________________
Stigomery is offline   Reply With Quote
Old 08 June 2016, 04:29   #5
Member
 
Country: UK - England
Town: Sussex
Boat name: Bombard, Y-162
Make: Aerotec 380, Y-Class
Length: 3m +
Engine: Mercury Mariner 15hp
Join Date: Jul 2010
Posts: 2,691
Ahh, sorry - presuming that most use their boats at sea. As you say many rivers and lakes will require it as do some slipways regardless.
__________________
Max... is offline   Reply With Quote
Old 08 June 2016, 05:04   #6
Member
 
Country: UK - England
Town: East Anglia
Boat name: Nimrod II
Make: Aerotec 380
Length: 3m +
Engine: Suzuki DF20 EFI
Join Date: Nov 2007
Posts: 3,276
Ian like others above and many more sibbers I use Craftinsure online. For your outfit it may just be under 50 which seems fair value to me.
__________________
Fenlander is offline   Reply With Quote
Old 08 June 2016, 05:50   #7
Member
 
Country: UK - England
Town: Huddersfield
Make: Yamaha
Length: 3m +
Engine: Yam 8hp Petrol
Join Date: Aug 2015
Posts: 34
Quote:
Originally Posted by Fenlander View Post
Ian like others above and many more sibbers I use Craftinsure online. For your outfit it may just be under 50 which seems fair value to me.
Absolutely right Fenlander 49 quid was their quote.

Gentlemen, as ever I'm grateful for your help. I'll get sorted with Craftinsure .

One last thing. Do Craftinsure allow you to purchase online and print documents off etc?

Thanks again all.

Ian
__________________
Flamair is offline   Reply With Quote
Old 08 June 2016, 06:16   #8
Member
 
Country: UK - England
Town: Retford
Boat name: Spy-sea-one
Make: Mercury
Length: 3m +
Engine: Suzuki Outboard/25/4
MMSI: 235074042
Join Date: Oct 2011
Posts: 3,573
i use porthcawl 60 for 6,000 cover.
__________________
jeffstevens763@g is offline   Reply With Quote
Old 08 June 2016, 07:08   #9
Member
 
Country: UK - England
Town: Gloucester
Boat name: pain
Make: c craft
Length: 4m +
Engine: mariner, seagull, to
Join Date: Feb 2012
Posts: 185
Using the upper non tidal Thames you have to fill in licence form and agree that you have insurance, they did not ask for proof or any policy number
__________________
Stubber is offline   Reply With Quote
Old 08 June 2016, 07:16   #10
Member
 
esoxuk's Avatar
 
Country: UK - England
Town: South Yorkshire
Make: Avon
Length: 3m +
Engine: 15hp Mercury 4st
Join Date: May 2014
Posts: 42
I'm just sorting a new 30 day explorer from the Canals and Rivers Trust. They can only be bought online now and the form requires an insurance company name and policy number before it advances to the next stage of purchase.
So they have now stitched up any loopholes to get around not being insured.
All of the Yorkshire coast 'official' launch points need to see your insurance before letting to out, so unless you can find a nice easy launch point that suits your needs then you are scuppered again.
__________________

__________________
esoxuk is offline   Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off





Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 21:45.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.