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Old 31 March 2018, 16:13   #1
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SIB Insurance

WOW, just received an insurance quote for my F-rib 360 and 20hp Tohatsu. 159 third party. That's nearly as much as my previous 4.75 meter rib with a 60hp O/B.
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Old 31 March 2018, 16:34   #2
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My outfit has probably a similar replacement value and same engine size... premium about 60 from Craftinsure. But... unlike mine yours will be able to easily exceed the speed allowed in a Craftinsure small craft motor boat policy.

Is this what's made it so expensive for you??
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Old 31 March 2018, 17:02   #3
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Possibly. I've put The speed down as 25mph which has reduced the policy. I'm not sure how they work it out but I'll usually be out with my partner two children and kit so I doubt it'll go faster than that?
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Old 31 March 2018, 17:05   #4
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So are you with Craftinsure?
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Old 31 March 2018, 17:18   #5
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Yes mate they were the cheapest by a long way.
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Old 31 March 2018, 17:46   #6
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Yep I've found that for the past 10yrs or so. I'm going to get in touch soon though as this year's two week summer hols will be the first time the SIB will be on a tidal mooring when not in use... and that's excluded from the standard policy I've had for years.
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Old 31 March 2018, 17:59   #7
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I'd love to have my boat on a mooring, swinging or pontoon but fees are just too expensive around the Hamble.
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Old 31 March 2018, 18:20   #8
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Quote:
Originally Posted by Fenlander View Post
Yep I've found that for the past 10yrs or so. I'm going to get in touch soon though as this year's two week summer hols will be the first time the SIB will be on a tidal mooring when not in use... and that's excluded from the standard policy I've had for years.
I insure our hard boat with craftinsure and it lives on a mooring all summer and the only stipulation is the excess is doubled for damage while on the mooring
Thats on a 90k boat
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Old 01 April 2018, 02:24   #9
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>>> insure our hard boat with craftinsure and it lives on a mooring all summer

Yes what they allow changes with class of boat. The basic smallcraft motor boat class for inflatables (under 23kts I think) that will cover a 1500 outfit for 40 or so totally excludes tidal mooring.

I've just checked and with the value of my outfit this policy is now up to 66 for me. I could up my cover into RIB class which allows tidal mooring for up to 24hrs periods at a time but that's 90 extra.

So I'll phone and see if they will add the specific two weeks of our holiday to our standard policy for a one off payment of a more reasonable figure.
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Old 01 April 2018, 02:26   #10
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It's the cost of the mooring fees down South. A friend of mine has a 6.5 meter rib and the mooring fees are 435 per meter per month. ��

When living in Wales the cost of the mooring wasn't such a big deal and although that was 15 years ago it was only 650 per year for a 5 meter rib.

Pity the extra cost of being on the Hamble doesn't bring nice weather ��. :-)
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