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Old 21 March 2012, 21:52   #1
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Sib insurance

Tying to insure my sib with Craft insure, one of the policy agreements asks"maximum designed speed of the boat"

Basically this policy will cover me "if" the designed speed doesn't exceed 23 knotts/25mph

zodiac futura mk2 fastroller + 25hp outboard, as it's not actually a boat as such, there is no maximum designed speed, although I expect it's around 25mph...... Anyone know if this policy is suitable?
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Old 21 March 2012, 22:05   #2
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I can tell you that the zodiac goes bang on 25mph when it's flat calm
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Old 21 March 2012, 22:11   #3
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Quote:
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I can tell you that the zodiac goes bang on 25mph when it's flat calm
Cheers Jonny..... Presuming your Discomicks son, you would know ;-))
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Old 21 March 2012, 22:15   #4
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I took out a policy with craft insure last month. Ring them, they are more than helpful but when I spoke to them they did mention that to come under the 'small boat' catorgery it cannot exceed 25knots.
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Old 21 March 2012, 22:18   #5
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Yes i am we had at loch Lomond with a sat.nav. Which read 25mph when were flat out
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Old 21 March 2012, 22:21   #6
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Quote:
Originally Posted by lockieboi
I took out a policy with craft insure last month. Ring them, they are more than helpful but when I spoke to them they did mention that to come under the 'small boat' catorgery it cannot exceed 25knots.
I think I will ring them tomorrow, It's unlikely I'd ever claim anyway, all I really want is to cover third party liability but obviously I don't wanna pay the policy fee if I'm not 100% sure I'm covered
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Old 21 March 2012, 22:24   #7
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Quote:
Originally Posted by Jonny
Yes i am we had at loch Lomond with a sat.nav. Which read 25mph when were flat out
I bet 25mph felt pretty quick :-)
I'm taking it to Windermere this weekend for my first trip, but obviously will have to stick around the 10mph speed limit..... Possibly ;-)
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Old 21 March 2012, 22:32   #8
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I used Mardon marine those photos you sent last week have just come tonight strange
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Old 21 March 2012, 22:36   #9
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Quote:
Originally Posted by discomick
I used Mardon marine those photos you sent last week have just come tonight strange
I'll have a look at Mardon marine too, cheers

Wow.... Slight delay on those pics then, almost a week to send ... Lol

It all fits in car fine, inflated it last weekend as a practice run..... Just want to get out on it now, work gets in the way :-)
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Old 21 March 2012, 23:35   #10
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Fellas - this may sound a bit crackpot mental but I think we may be related...
<Edit> personal details deleted</edit>

Stig - buy a bloody lottery ticket because we are like rocking horse 'proverbial' AMAZING!
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Old 21 March 2012, 23:40   #11
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Fellas - this may sound a bit crackpot mental but I think we may be related...
****details deleted****

Stig - buy a bloody lottery ticket because we are like rocking horse 'proverbial' AMAZING!
I would, but you and Your new found relatives have relived me of all my hard earned cash !
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Old 22 March 2012, 08:56   #12
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Quote:
Originally Posted by thestig1973 View Post
I bet 25mph felt pretty quick :-)
I'm taking it to Windermere this weekend for my first trip, but obviously will have to stick around the 10mph speed limit..... Possibly ;-)
,

top tip watch your speed on windermere the lake warden has a high tech rib with speed camera.

lovely spot though!
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Old 22 March 2012, 09:05   #13
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Quote:
Originally Posted by xs 400
,

top tip watch your speed on windermere the lake warden has a high tech rib with speed camera.

lovely spot though!
Thanks for the tip xs400
I'm taking the kids so intend behaving myself, willpower required
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Old 22 March 2012, 14:40   #14
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Don't know if it still applies but years ago there used to be a speedboat clause and cost increase if you used you inflatable faster than 17knots kept below that speed Nd it was significantly cheaper.
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Old 22 March 2012, 17:22   #15
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Quote:
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Don't know if it still applies but years ago there used to be a speedboat clause and cost increase if you used you inflatable faster than 17knots kept below that speed Nd it was significantly cheaper.
Sounds like the clause that craft insure have in place but they state 23 knots, sounds like each insurance company have different criteria to meet individual policy requirements
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Old 22 March 2012, 20:37   #16
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i have a policy with noble marine costing £50 for 5hp ... which seems steep to me ,wondering what others are paying
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Old 22 March 2012, 20:57   #17
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Quote:
Originally Posted by bingosucks
i have a policy with noble marine costing £50 for 5hp ... which seems steep to me ,wondering what others are paying
I'm getting quoted around the same for 25hp, from previous threads I've read I think most people are paying around £50 minimum
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Old 22 March 2012, 21:19   #18
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sib insurance

Hi , I have 4 mtr honwave with 25 hp mariner , i did speak to them befor taking out ins as it was not clear which policy i regd , ended up with small boat pol, around £ 50.with craft insure

Trevor
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Old 22 March 2012, 21:32   #19
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Quote:
Originally Posted by TRevor Lawson
Hi , I have 4 mtr honwave with 25 hp mariner , i did speak to them befor taking out ins as it was not clear which policy i regd , ended up with small boat pol, around £ 50.with craft insure

Trevor
That sounds like the same policy I'm tempted to get, I was just not 100% sure if the maximum listed speed of 22 knots would cover me, although its obviously ok for your set up (almost same size sib and same HP outboard)

Also had a suite from towegate for £60 which includes towing inflatables, but dosent cover theft
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Old 23 March 2012, 20:16   #20
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Quote:
Originally Posted by xs 400 View Post
,

top tip watch your speed on windermere the lake warden has a high tech rib with speed camera.

lovely spot though!

Do the wardens still knock off at 4pm?
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