It really comes down to what you want to do. I have a mk2 Futura. It is an older boat and I have had to put some work into it. It gets great gas mileage, it is easy to tow, I can launch without a ramp on all sorts of beach types, the inflatable is amazingly stable for it's size, it can handle large surf and it cruised home with one big hole in a tube with no problem.
That stability thing is huge. Try fishing in a smaller hard hull with four people. You really have to watch your weight distribution! Everyone can stand on one side of the Futura and we aren't pitching anyone out. Yes, You can puncture the tubes with fish hooks. I'm always telling my crew "Don't F'n hook the boat!" It has only happened once.
No jockey seating for me. I want to be comfortable when I'm poaching concerts on the Bay, fishing or watching my buddies surf.
The inflatable is nimble and handles in and around surf. Some of the places I go would not be accessible to many hard hulled vessels. I have had my Futura swamped and it floated nicely until the drains could clear the boat. That Zodiac sure does handle some abuse.
I found that I go out more now that I have access to the Futura. It's just so easy to grab a couple of gallons of gas and hit the water. However, I am seriously looking at a 21 foot ski boat for hydrofoiling and I empty my wallet into my friends center console hard hull for offshore fishing. Figure out you will be doing 90% of the time and let that guide your decision.