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Old 20 July 2013, 05:13   #1
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Insurance quote is this expensive

Hi got a quote for a Honda t32 air floor and a Yamaha 15 hp two stroke engine and I'm getting quotes of 86 plus , if you think this is a little high could you please recommend a company to me.

Thanks Dave
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Old 20 July 2013, 05:36   #2
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seems good to me - I paid more than that for a a t38 5 years ago.
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Old 20 July 2013, 05:45   #3
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Have you tried the craftinsure site ?
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Old 20 July 2013, 05:46   #4
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No but I will thanks paddlers
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Old 20 July 2013, 11:11   #5
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Just renewing with Craftinsure for about the 5th year. 54-30 for a Honwave T35 and Mariner 15.
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Old 20 July 2013, 11:16   #6
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when I look at craft nsure they dont ask about boat or engine particulars? what are you lot putting in for value?
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Old 20 July 2013, 11:19   #7
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Around 2500. Don't forget any kit like transom wheels, bow or seat bags, cover, Bravo pump etc etc.
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Old 20 July 2013, 12:02   #8
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Quote:
Originally Posted by Fenlander View Post
Around 2500. Don't forget any kit like transom wheels, bow or seat bags, cover, Bravo pump etc etc.
+1
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Old 20 July 2013, 12:13   #9
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RIBase
Make sure you put in a sensible value to cover all items.

Most policies will be "Market Value" policies which means in the event of a loss you'll be paid out based on market value.

Premium is calculated on the value you state (amongst other things). So, if you state a low value you'll save on premium but if you have a loss and it can be seen that the value of the boat was more than you stated you'll effectively be under insured and any payout will be reduced accordingly.
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Old 20 July 2013, 14:14   #10
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Insurance

Thank you very much tried them and 53.60 that's another few pound in the tank, you may have seen this is only my second post, I have now purchased a honwave t32 (2011) mint as new with the Honda launching wheels, and a Yamaha 1996 15 hp 2stroke mint with 30-40 use fresh water only took it out on Thursday to a quick test all great hope to be able to pay balance and pick up on Wednesday . Payed 1600 I no a few people on here said it was top dollar ,but the whole outfit is like brand new.
Could I also ask if you could tell wich is the last lock on the thames before it goes tidal, and can anyone recommend a launching site just after with parking available .

Thanks Dave
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