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Old 25 April 2014, 09:38   #1
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Insurance

HI Guys,
Could anyone guide me on a decent insurance company for my insuring my SIB and a rough guide on what I should be paying, I haven't got a clue.
I have a 3.8m XPRO commando with a 15HP 4 stroke on the back. Not trailered yet, but a trailer will be added later this year.
Many thanks
Tom.
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Old 25 April 2014, 09:40   #2
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Country: UK - England
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Craftinsure in the one many of us use and recommend - annual premium for my 3.6m and 15hp Mariner is 42.
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Old 25 April 2014, 10:22   #3
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Tower gate cost me 79 for a 3.4m SIB and a 15hp outboard. They where the cheapest I could find for a no experience novice.
Now I'm experienced it should be a bit cheaper.
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Old 25 April 2014, 10:51   #4
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I use Insure my Boat, used to be about 69 for my sib.
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Old 25 April 2014, 11:00   #5
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Another vote for Craftinsure here. 65 for 4000 worth of cover.
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Old 25 April 2014, 11:16   #6
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Sort of depends on where you are, doesn't it?

(And why do people not put locations in their profiles?)

jky
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Old 25 April 2014, 11:54   #7
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Quote:
Originally Posted by stray View Post
Tower gate cost me 79 for a 3.4m SIB and a 15hp outboard. They where the cheapest I could find for a no experience novice.
Now I'm experienced it should be a bit cheaper.
Experience does not come into it with this really AFAIK - Craftinsure should be around the same as for others with them, depends on value insured but 1500 to 2500 should cover most people. Main reason for having it is the 3mil third party in case you injure someone...
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Old 25 April 2014, 11:56   #8
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Sort of depends on where you are, doesn't it?

(And why do people not put locations in their profiles?)

jky

True on both counts.

Just out of interest, how much is small boat insurance in the US?

Quote:
Experience does not come into it with this really AFAIK - Craftinsure should be around the same as for others with them, depends on value insured but 1500 to 2500 should cover most people. Main reason for having it is the 3mil third party in case you injure someone...

I can't remember why Craftinsure was more expensive for me, probably entered incorrect details, or the hook I have for a hand put them off (only kidding about the incorrect details).
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Old 25 April 2014, 13:21   #9
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Quote:
Originally Posted by jyasaki View Post

(And why do people not put locations in their profiles?)

jky
Thats a good point jky, I've always wonder why as well , its handy to know a members approximate location if responding to a request for help or advice
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Old 25 April 2014, 14:25   #10
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Porthcawl insurance 160 with legal expenses cover it's been the same price for the last 3yrs 👍
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